The first year of the newborn's medical insurance is free?

Within three months after the birth of a newborn, if the guardian of the newborn pays for the newborn according to the regulations, the newborn will be entitled to the basic medical insurance compensation policy for the year of the New Agricultural Cooperative Medical Insurance from the date of the birth of the newborn; if the guardian of the newborn pays for the newborn after the birth of the newborn for three months, the newborn will be entitled to the basic medical insurance compensation policy for the new agricultural cooperative medical insurance from the next month after the payment of the fee.

When a newborn participates in the New Rural Cooperative in the year of birth, the relevant person can hold the "newborn's birth medical certificate" and household register to the district New Rural Cooperative Management Center to obtain the funds to pay the account number to pay the fee. Payment vouchers reported to the district to the New Rural Cooperative Management Center Document Management Center for registration and system maintenance.

You can participate in the newborn insurance.

Newborn health insurance, also known as pediatric health insurance, is a medical benefit given by the state for children. It not only reimburses outpatient expenses, but also reimburses medical expenses such as hospitalization and surgery. Many parents who have just had a baby are still immersed in the joy of first-time parents, easy to ignore the baby on time to participate in the newborn health insurance, once the baby is sick to be caught off guard. If you have a medical insurance, you don't have to panic, you can get reimbursed for the medical expenses incurred to alleviate some of the financial pressure.

First of all, newborns have a great need for health insurance. The child just born this half year really easy to get sick, not only their own immunity is relatively fragile, but also to face a lot of newborns common diseases, such as neonatal jaundice, pneumonia and so on. At the same time, new parents are also inexperienced, with the child will run to the hospital a lot of times, colds and fever hospitalization is also a common thing, not well cared for will also make the condition worse. These costs can be reimbursed through the newborn health insurance. According to the health insurance policy to understand that the newborn health insurance in 2021 for the specific how to handle and reimbursement of this side also share with you.

Processing time period

(a) 2020 born newborns, need to be based on the local health insurance office notification of the time, in the prescribed time for registration procedures, the following year to pay. The latest by March 31, 2021 to complete the enrollment and payment of contributions, the entitlement period can be 2021 the whole year.

(2) Newborns born in 2021 will be required to register for health insurance within ninety days from the day of birth, and will not be required to make contributions in that year, and will be able to enjoy the local residents' health insurance treatment for that year from the date of birth.

To give an example more convenient to understand: May 6, 2021 born children, must be completed within 90 days of the birth date of the registration of insurance, the year without having to pay the fee, enjoy the health insurance treatment time from May 6, 2021, to December 31, 2021, counting.

If the registration is not completed within 90 days from the date of birth or is delayed, although no contribution is made, the entitlement period can only start from the date of delayed registration, and the entitlement period cannot start from the date of birth.

Tips: the processing time is different from the effective time is different, will directly affect the child's medical insurance.

Newborns less than 1 year old do not have to pay the fee for the case: medical insurance catalog in Category A items, such as cefuroxime dispersible tablets, ribavirin granules, montelukast, pediatric elimination of cough, etc., in addition to routine blood, urine, fecal routine, glucose determination, digital photography (that is, commonly used to take a film), dental film, electrocardiogram and other tests are within the reimbursement scope.

Legal Basis: The Social Insurance Law of the People's Republic of China

Article 7: The social insurance administrative department of the State Council is responsible for the administration of social insurance throughout the country, and the other relevant departments of the State Council are responsible for the social insurance work within their respective areas of responsibility. The social insurance administrative departments of local people's governments at or above the county level are responsible for the administration of social insurance in their own administrative areas, and other relevant departments of local people's governments at or above the county level are responsible for the relevant social insurance work within their respective areas of responsibility.

Article 8: Social insurance agencies provide social insurance services and are responsible for the registration of social insurance, the recording of individual rights and interests, and the payment of social insurance benefits.