Is the social security loan of Changsha Bank reliable?

Reliable. Social security loan is a credit personal loan product issued by banks to borrowers who meet the social security deposit conditions for personal consumption purposes. It is real. China Merchants Bank, Minsheng Bank, Ping An Bank and other well-known commercial banks have launched such businesses. The following conditions must be met: 1, the borrower should be under 22-55 years old, and Minsheng Bank needs the borrower to be over 25 years old; 2. The borrower must have a good credit record and cannot be overdue; 3. The borrower must have a stable job and income, only have certain asset capacity, and have guaranteed sufficient repayment ability; 4. Need to pay pensions continuously. Banks with different payment years have different requirements. Generally, they will not have a problem if they pay 18 months continuously; 5. Other conditions stipulated by the bank.