What are the three major risks?

Three insurances refer to endowment insurance, medical insurance and unemployment insurance.

1, endowment insurance; 2. Medical insurance; 3. Unemployment insurance.

Types of social security:

1. Old-age insurance: providing basic living security for retired workers;

2. Medical insurance: used to reduce the economic burden of employees when they seek medical treatment due to illness;

3. Unemployment insurance: providing basic living expenses for unemployed workers in a certain period of time;

4. Work-related injury insurance: provide medical expenses and living allowances for employees who are injured at work or suffer from occupational diseases;

5. Maternity insurance: provide certain economic compensation and medical services for the maternity of female employees.

To sum up, the three insurances refer to the old-age insurance, medical insurance and unemployment insurance in China's social security system. These three types of insurance are isomorphic to form a basic social safety net, which aims to provide economic support and protection for individuals in old age, illness or unemployment, so as to alleviate the possible economic pressure brought by these life stages.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.