What are the conditions for buying a house in Zhengzhou in 2022?

What conditions do you need to buy a house in Zhengzhou in 2022? According to the existing policy, you can buy a house in Zhengzhou only if you meet any of the following conditions:

1, paid social insurance in Zhengzhou for 24 consecutive months.

2. Pay personal income tax in Zhengzhou for 24 consecutive months.

3. Full-time bachelor degree or above, working in Zhengzhou.

4, Zhengzhou area intermediate (senior) or above technical positions.

5. The household registration is in Zhengzhou.

Note: social security contributions must be paid continuously for 24 months within three years before buying a house, and cannot be paid repeatedly!

2022 Zhengzhou Housing Purchase Restriction Policy 1: Restricted purchase area: Restricted purchase area: five districts of Zhengzhou (Jinshui District, Zhongyuan District, Huiji District, Erqi District and Guancheng District), Zhengdong New District, Zhengzhou Economic Development Zone, Zhengzhou High-tech Zone, xinzheng city, Xingyang City and zhongmou county City.

Non-restricted areas: Dengfeng City, Dengfeng City, Shang Jie District, xinmi city, no restrictions on purchases.

Second: the number of purchase restriction sets: 1, 2 sets for Zhengzhou household registration, and 1 set for non-Zhengzhou household registration. People with Zhengzhou hukou can buy two houses unconditionally (only one), while those without Zhengzhou hukou are eligible to buy. )

2. Within the scope of purchase restriction, the sales of units registered for less than 3 years (excluding units engaged in house leasing business) housing (including new commercial housing and existing housing) shall be suspended.

3. In the administrative area of Zhengzhou City (i.e. 12 restricted purchase area), houses purchased after May 3, 20 17 may not be listed for transfer within 3 years before obtaining the certificate of immovable property rights.

4.2065438+After May 3, 2007, the houses in the administrative area of Zhengzhou were transferred as gifts. After signing the gift contract and completing the registration formalities of property right transfer, you can buy the house again after three years.

In 2022, Zhengzhou's housing loan restriction policy will be 1. From 2065438+February 65438+23, 2006, within the scope of purchase restriction, the interest rate of residents' first home loan remained at 30%. The first home loan has been paid off, and the second house can be executed at the interest rate of the first home loan.

2. There is a record of housing loan, but there is no room when applying for a loan, or there is a room, regardless of whether there is a loan record, a down payment of 60% is required.

The above is the relevant content of what conditions Zhengzhou needs to buy a house. I believe that after reading it, you will have a certain understanding of what conditions Zhengzhou needs to buy a house. I hope this article is helpful to you.