Xiangyang social security bureau 20 16 retirement standard

In the past, the conditions for retirement were simple:

1. Men are over 50 years old and women are over 45 years old.

2. The payment period (including deemed payment period) is over 15 years or more.

Three, due to illness or external causes of disability, identified by the Municipal Labor Appraisal Committee as completely incapacitated workers, in line with the above three personnel, you can apply for retirement, otherwise, you can not apply for retirement due to illness.

Now it is more specific: enterprise employees applying for medical retirement appraisal should meet the following conditions:

In principle, the payment of endowment insurance will reach 15 anniversary, with women over 40 years old and men over 50 years old;

General illness has been hospitalized 1 year;

Malignant tumor, uremia, limb paralysis and other serious diseases that are difficult to recover after hospitalization and discharge;

Psychiatric hospitalization and discharge for 5 years, with 5 years of systematic treatment and diagnosis records.

When employees apply for medical retirement appraisal registration, they must submit an application form for medical retirement appraisal, a description of medical retirement appraisal, an application form signed by themselves, a formal hospitalization medical record and a reimbursement voucher for hospitalization medical expenses, and a medical insurance payment form of the city and county medical insurance center. It should be noted that if the personal stub is lost, a copy of the stub of the medical insurance center can be provided and stamped with the seal of the medical insurance center, and the unit that has not participated in medical insurance can provide the unit financial medical expense reimbursement certificate.

Disease standard

1, various central nervous system diseases or peripheral neuromuscular diseases, etc. After treatment, one of the following conditions still exists.

Author:

(1), single limb paralysis, muscle strength below grade 2 (including grade 2).

(2) Paralysis of both limbs or three limbs, with muscle strength below Grade 3 (including Grade 3).

(3) Diplegia of both hands or feet, with muscle strength below Grade 2 (including Grade 2).

(4) Complete (sensory or mixed) aphasia.

(5) Moderate dyskinesia, no limb paralysis.

2. Long-term severe dyspnea

3. Long-term cardiac function is above Grade III. Left ventricular ejection fraction ≤50% in left ventricular diseases.

4. The treatment of malignant ventricular tachycardia is ineffective.

5, a variety of severe anemia that is difficult to cure, after treatment, hemoglobin is lower than 6 g/dl for a long time (including 6

Grams per deciliter).

6, total gastrectomy or total colectomy or small intestine resection 3/4.

7. Chronic severe liver function damage.

8. Irreversible chronic renal failure.

9, a variety of metabolic or endocrine diseases, connective tissue diseases or autoimmune diseases caused by the heart, brain,

More than one major organ, such as kidney, lung and liver, is seriously complicated and its functions cannot be fully compensated.

10, various malignant tumors (including hematological tumors) failed after comprehensive treatment, radiotherapy and chemotherapy or recurred after operation.

1 1, one eye has light perception or no light perception, and the other eye corrects vision.

12, binocular vision correction

13, chronic organic mental disorder, after two years of systematic treatment, still has one of the following symptoms, and seriously affects the occupation.

Function: Dementia (moderate mental retardation); Persistent or frequent delusions and hallucinations, persistent or frequent occurrences

The current emotional instability and uncontrollable impulsive attacks.

14, schizophrenia, who still can't return to normal after 5 years of systematic treatment; Paranoid mental disorder

Solid, lasting for 5 years, still unable to alleviate, seriously affecting professional functions.

15, refractory affective disorder, male over 50 years old, still unable to return to normal after 5 years of systematic treatment.

(including 50 years old), female over 45 years old (including 45 years old), which seriously affects the professional function.

16, refractory obsessive-compulsive disorder with obvious obsessive-compulsive disorder, which is ineffective and strict after 5 years of systematic treatment.

Seriously affect the professional function.

17. 1 to 4, which meets the standard of "Appraisal of Injuries and Occupational Diseases of Employees".

1. What conditions do employees need to meet before they can retire after participating in enterprise endowment insurance?

A: Retirement due to illness includes early retirement and resignation due to illness. Employees who retire early due to illness must meet the following two conditions:

1, identified by the Municipal Labor Ability Appraisal Committee as completely incapacitated (1-4);

2. Reaching the required age (50 years for men and 45 years for women); Male employees under 50 years of age and female employees under 45 years of age may resign if the appraisal conclusion is "completely incapacitated".

Employees who have participated in enterprise pension insurance and retired early due to illness can receive basic pension at the enterprise pension insurance center on a monthly basis with working experience of 15 years; If the length of service (payment period) is less than 15 years, my pension insurance benefits will be settled in one lump sum. After the pension insurance benefits are settled in one lump sum, the enterprise pension insurance relationship will be terminated, and after reaching the normal retirement age, retirement procedures will not be handled again, and retirement benefits will not be recalculated.

Second, according to the appraisal conclusion, how long is the time limit for applying for medical retirement?

A: It was effective that year. Workers can only apply for early retirement or resignation in the year when they have obtained the appraisal conclusion of "total incapacity to work". If they apply in the second year, they need to re-evaluate their work ability.

3. Employees have participated in enterprise endowment insurance, and their length of service (payment period) has reached 15 years. What is the treatment after retirement?

A: After employees retire early or resign due to illness, they get less treatment than normal retirees, especially retired employees, which is quite different from normal retirees.

1. For those who retire early due to illness, according to the current policy, the basic pension will be reduced by 2% every year before the normal retirement age. If the pension is adjusted, the retirees who retire early due to illness will have less corresponding adjustment treatment because of their shorter length of service (payment period).

2. For resigning, the welfare received is far less than that of normal retired workers. According to the current policy, the post salary and skill salary of retirees are only calculated at 40%. If the pension is adjusted, the capital increase of retired workers will be much less than that of normal retired workers, only about half of that of normal retired workers.

In addition, after the death of employees who retire normally or retire early due to illness, their families can receive 23 months' pension and funeral expenses. After the death of retired workers, their families can only receive funeral expenses for three months.

As can be seen from the above comparison, the treatment of early retirement due to illness, especially the treatment of resignation, is much less than normal retirement. Therefore, we must consider it clearly to avoid damaging our own interests.

Provisions on Resignation Due to Illness: Employees who have not reached the retirement age stipulated by the state and have completely lost their ability to work due to illness or non-work-related injuries through medical labor appraisal can apply for resignation by paying 15.

Retirement benefits: those who meet the retirement conditions can enjoy monthly retirement benefits, and the retirement living expenses = (basic pension+personal account pension) = (average social salary in the previous year at the time of retirement ×20%+ personal account savings120). In which1997 65438+February 3 1 recently, the adjustment fund 120 yuan was added. The living expenses after retirement are adjusted according to 80% of the normal adjustment mechanism of the basic pension for local retirees.

There is a difference between normal retirement and normal retirement at the age of 45. One is adjusted according to 80% of the normal adjustment mechanism of local retirees' basic pension, and the other is adjusted according to 100%.