The medical insurance is not paid 20 years interrupted how to do

Medicare is not paid for 20 years in the middle of the interruption of the steps are as follows:

1, to make clear that after the interruption of the medical insurance, the individual's medical protection will be affected, can not enjoy the reimbursement of medical insurance treatment, the need for individuals to bear the full cost of medical expenses, which will increase the economic pressure.

2. There are two main ways to deal with the interruption of medical insurance. The first is to make up the cost of the health insurance. The exact method and period of payment may vary from region to region, so it is recommended that you consult your local health insurance department or social security organization to learn about the specific process and requirements for making a replacement payment. After paying the premiums, you can restore your health insurance benefits and ensure a certain degree of protection in terms of medical expenses.

3. Another way is to wait for the next payment cycle. If no medical expenses were incurred during the interruption period, or if the individual is able to afford the medical expenses, he or she can choose to wait for the next contribution cycle to start paying the medical insurance premiums again. However, it should be noted that during the waiting period, an individual's health insurance benefits will be in a state of interruption and he or she will not be eligible for health insurance reimbursement.

The process of making up for the interruption of medical insurance:

1. If the insured person fails to pay the medical insurance premiums in full and on time according to the regulations, he will terminate the enjoyment of the medical insurance benefits from the month in which he does not pay the premiums on time and in full. If he continues to pay the premiums after the interruption, he has to make up for all the arrears during the interruption period by using the average salary of the local workers of the previous year as the basis for the premiums at the time of making up for the interruption, as stipulated in the regulations.

2. The time for making up the contributions is counted as the continuous contribution time, but the period of making up the contributions cannot enjoy the treatment paid by the integrated fund.

3. If the insured person stops enjoying the medical insurance treatment within 60 days (including 60 days) and pays the medical insurance premiums, he/she will enjoy the treatment paid by the integrated fund from the next month after the payment of the premiums.

4. If a participant discontinues his/her medical insurance treatment for more than 60 days and up to and including 180 days, he/she can enjoy the treatment paid by the integrated fund only after 3 months from the month of payment.

5. For those who have suspended their medical insurance entitlement for more than 180 days to make up for the payment of medical insurance premiums, the calculation shall start from the month of payment of premiums, and the entitlement to be paid by the integrated fund shall be realized only after 6 months.

6. If you do not pay the premiums after the interruption, you are regarded as re-joining the medical insurance, and the payment time before the interruption will not be counted as the continuous payment time.

In summary, after 20 years of medical insurance payment, if there is a break in the middle, you can choose to make up for the cost of medical insurance or wait for the next payment cycle to cope with.

Legal basis:

The People's Republic of China*** and the State Social Insurance Law

Article 23

Employees shall participate in the basic medical insurance for employees, and shall pay the basic medical insurance premiums by the employing unit and the employees in accordance with the state regulations***.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.