How to get a pension after social security payment 15?

How to get a pension after social security payment 15? 15 social security after retirement, you can receive a monthly pension, so everyone is more concerned about social security. So how do you get a pension when the social security contribution reaches 15? For this problem, let's have a deeper understanding through the following. How to get a pension after social security payment 15? Want to know more about how to get a pension when the social security contribution reaches 15? Let's have a look.

How to get a pension after social security payment 15?

Introduction: Among the "five insurances and one gold", the "five insurances" include endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance, and the "one gold" refers to the housing accumulation fund.

I. Endowment insurance

Paid jointly by units and individuals. The part paid by the individual is stored in the individual pension account, and the part paid by the company is all stored in the overall fund. After the employee's social security contribution reaches 15, you will be given a pension every month. This is the pension, also known as the pension.

Moreover, the standard of pension will increase year by year. The longer you live, the more pensions you will receive every month.

Second, 15 years later.

China's current Social Insurance Law stipulates that the pension needs to be paid for 15 years, and can only be collected after the legal retirement age.

Simply put, the old-age insurance must be paid for 15 years, and you can receive a monthly pension after retirement.

Third, how to collect the pension after social security payment 15?

1. Social security will be collected on the spot after retirement in the place where the registered permanent residence is located.

For example, your household registration is in Beijing, you work in Beijing, and your old-age insurance has been paid in Beijing, so you can apply for a pension in Beijing when you retire.

2. Accumulated payment will be collected within 10 years.

For example, your household registration is in Hebei and you work in Beijing. Endowment insurance has been paid in Beijing. As long as the accumulated payment period exceeds 10 years, you can apply for a pension in Beijing.

3 years is not enough, after the last payment period.

For example, your household registration is in Hebei, and you work in Shenzhen when you retire, but the pension insurance paid in Shenzhen is insufficient 10 years. Then, if you have been working in Beijing for 10 years at your last workplace, you can apply for a pension in Beijing.

4, many years are not enough, and the funds are collected in the household registration.

For example, you are registered in Hebei, working in Beijing for 8 years and working in Guangzhou for 7 years. By the time of retirement, the accumulated endowment insurance paid by all localities is less than 10 years, so they can only go back to Hebei, where they are registered, to apply for pensions.

5. If the payment exceeds 65,438+00 years, it will be collected in the last paid year.

For example, your household registration is in Ningbo, and you pay fees in Shenzhen and Beijing for 10 year respectively, and the final collection place is Beijing.