List of pilot cities for individual pension accounts

At present, the national pilot cities for individual pension accounts have included 46 cities in 22 provinces, municipalities directly under the Central Government and autonomous regions. The list of pilot cities can be found in official website, Social Security Bureau.

Personal pension account refers to the account set up for employees who participate in the basic old-age insurance for urban employees, aiming at counting the payment time, payment amount, interest income and other information of employees and realizing the accumulation of personal pension. According to the documents issued by the National Development and Reform Commission and other departments, since 20 17, individual pension accounts have been promoted nationwide. Up to now, the national pilot cities for individual pension accounts have been expanded to 46 cities in 22 provinces, municipalities directly under the Central Government and autonomous regions. The list of specific cities can be found on the official website of Social Security Bureau all over the country. At the same time, you can also check the personal pension account balance through the employee's own social security card or citizen credit card. It is worth noting that after the personal pension account is opened, employees still need to pay the basic old-age insurance premium for urban employees, and they can receive pensions when they retire. In addition, some cities will subsidize individual pensions or give tax incentives.

How to open an individual pension account? Generally speaking, to apply for opening an individual pension account, you need to submit relevant materials to the social security bureau in your city. The specific materials and processes may vary from region to region. Employees can learn more from the Social Security Bureau in official website or consult the local social security bureau. In addition, some cities also support online pension accounts, such as using employee self-service platforms or mobile apps.

At present, the national pilot cities for individual pension accounts have covered 46 cities in 22 provinces, municipalities directly under the Central Government and autonomous regions. The opening and management of individual pension accounts aims to help employees plan their retirement life better, and employees are advised to actively participate in and understand relevant policies.

Legal basis:

"People's Republic of China (PRC) Social Insurance Law" Article 21 The benefits of new rural social endowment insurance consist of basic pension and personal account pension. Rural residents who participate in the new rural social endowment insurance meet the conditions stipulated by the state and receive the benefits of the new rural social endowment insurance on a monthly basis.