I just got a year's old-age insurance and died.

If an individual who participates in the basic old-age insurance for employees dies, the balance in the individual account can be fully inherited. After the insured dies, loses his job or retires, his heirs can apply to the social security department for funeral expenses and the balance in the personal account of endowment insurance. The heir inherits all the balance in the personal account of the insured's endowment insurance, not all the money paid. Therefore, those who have participated in the endowment insurance and died one year after receiving it can be taken out by their heirs at one time, but they must submit relevant documents and materials to the relevant departments. If the documents and related materials are incomplete, they will not be taken out.

Legal objectivity:

Article 17 of the Social Insurance Law of People's Republic of China (PRC) stipulates that if an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.