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What do the five insurances in social security mean?
"Five insurances and one fund" refers to five social insurances (social insurance for short) and a provident fund. "Five insurances" include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance; "One gold" refers to the housing accumulation fund. Among them, endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals. Industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay fees. It should be noted here that "five risks" are legal, but "one gold" is not.
The payment amount of five insurances and one gold varies from region to region, and the base is the total wages. Some enterprises pay basic wages and some related subsidies, but some enterprises only pay basic wages, which is against the law.
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