Shenzhen social security for 3 months

Personal accounts are not cleared after the insured is interrupted. So what's the impact after three months' interruption? Generally speaking, the maximum compensation limit of interrupted insured is lower than that of long-term continuous insured. Because the interruption is more than 3 months, it is necessary to recalculate the continuous enrollment period. Once recalculated, it will affect the medical insurance benefits for the next year. For example, you have been paying for 6 years continuously. According to the current average salary of employees in Shenzhen, up to 300,000 medical expenses can be reimbursed every year. And if you don't pay again this time, and it's for three consecutive months, then you have to recalculate your continuous payment period. You may only be reimbursed 50,000 yuan a year, and you can only enjoy 300,000 yuan in six years. What is the reason for this? The social security department said: some people will take advantage of the loopholes, and they will not go to medical insurance when they are young, and then go to medical insurance when they are old or sick. According to this situation, there is a difference between cumulative payment and continuous payment of medical insurance expenses. After the accumulated payment reaches a certain number of years, you can enjoy medical insurance benefits. The longer the continuous payment time, the higher the amount of medical insurance payment you can enjoy. According to the system design, if you have a long continuous insurance period, you can get better protection. The method divides the years of continuous insurance into six grades, from "less than six months" to "more than six years", corresponding to six maximum payment limits, which are 0-6 times of 65438+ social average wage respectively. In the example given above, we have paid for more than 6 years continuously, and we can reimburse up to 300,000 medical expenses every year. Here's what happened. In addition, it should be specially reminded that not paying for three months will not affect the accumulated payment period, nor will it affect the medical insurance benefits after retirement.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.