Job Recruitment Website - Social security inquiry - Besides the standard salary, what benefits do teachers have after retirement?
Besides the standard salary, what benefits do teachers have after retirement?
The first payment: pension. As long as the pension insurance payment reaches 15 years, all retirees who have reached the legal retirement age and gone through retirement procedures normally can receive pensions, and retired teachers are no exception. Moreover, because teachers' on-the-job wages are relatively high, their jobs are stable, and their length of service and social security payment years will be higher, the pensions of retired teachers will be much higher than those of ordinary retirees. The replacement rate of retirement wages for many elderly people who have worked for more than 30 years can reach 100%, that is, the pension they receive after retirement is basically the same as that of in-service teachers. This is also to encourage more outstanding talents to join the great profession of teachers.
Teacher's Day is coming. Do retired teachers have additional benefits and subsidies besides pensions?
The second sum: provident fund. Since teachers are basically staff members of public institutions, most public schools and private schools will buy provident funds for teachers, which can be used to buy houses and rent houses. Those that are not withdrawn after retirement will be distributed to retirees in batches through reasonable calculation. This money can also be used as a supplement to the pension. Originally, the basic pension for retired teachers was high, and the provident fund part had more advantages.
The third sum: enterprise annuity/occupational annuity. In some economically developed areas, schools with good income, in addition to buying normal five insurances and one gold for teachers, will also buy enterprise annuities for teachers, which is often said. As a supplement to providing for the aged, enterprise annuity is playing an increasingly important role, and more and more enterprises are beginning to supplement it. At present, most teachers can receive such a sum of money after retirement.
Teacher's Day is coming. Do retired teachers have additional benefits and subsidies besides pensions?
The fourth sum: medical insurance. As long as you meet the retirement conditions of medical insurance, you can not only enjoy medical insurance reimbursement normally, but also get about 100 yuan of medical insurance reimbursement every month without continuing to pay medical insurance expenses. This part of the money can be used to see a doctor and buy medicine, and it can also be used to pay the family. Some retired people who pay high fees can get a medical insurance refund from 200 yuan or even 500 yuan every month, which is even higher than the basic pension of urban and rural residents, and it is also a good income.
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