How to use social security card for family mutual assistance?

The purposes of family mutual medical insurance are as follows:

1. The use method of medical insurance family mutual aid is to buy medicine in a pharmacy, and you can directly use the bound relative card to buy medicine. Pay attention to "the same person and card" when using. If you need to use it in the hospital, you should first use the personal account funds over the years, and then use the health mutual account funds.

2. You need to bring relevant documents and materials to the social security (medical insurance) handling service hall or the nearest district/county street (township) social security office, or you can do it through the mobile phone terminal of the mobile medical insurance APP.

Inquiry method of family mutual assistance in medical insurance

1. You can view it through the "Apply for Citizen Cloud" APP, apply for WeChat applet, or apply for Alipay applet "Medical Insurance Personal Account Family Mutual Assistance Zone";

2. Freemasons voluntarily quit the current separation network in the function module of "Maintenance and Management of Separation Network" through the application of "Citizen Cloud" app, WeChat applet or Alipay applet according to their own wishes.

What is the significance of implementing personal account family mutual assistance;

1, the social insurance system is based on mutual assistance. If the medical insurance pooling fund reimburses the outpatient or inpatient medical expenses for each patient, it is a "big help";

2. Then the family mutual assistance of personal account funds is "small mutual assistance", and this new participation mechanism is constructed;

3. The mutual use of personal account balance funds among family members can improve the efficiency of personal account participation, reduce the pressure of family cash payment, and enhance the family's ability to resist disease risks;

4. Many citizens use personal account funds to buy "Bao Hui" for their families, which is the concrete practice of family mutual assistance.

Legal basis:

People's Republic of China (PRC) Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in the event of old age, illness, industrial injury, unemployment and maternity.

"Guiding Opinions on Establishing and Perfecting the Outpatient Mutual Assistance Guarantee Mechanism for Employees' Basic Medical Insurance" is to standardize the scope of personal accounts. Personal accounts are mainly used to pay out-of-pocket expenses of insured persons within the scope of medical insurance policies. It can be used to pay the medical expenses incurred by the insured and their spouses, parents and children in designated medical institutions, as well as the expenses incurred by individuals in purchasing drugs, medical devices and medical consumables in designated retail pharmacies. Explore the personal accounts of spouses, parents and children participating in medical insurance for urban and rural residents. Regulate expenditures that do not belong to medical insurance coverage according to law.