Can I still pay the provident fund after a month off?

The provident fund can be paid one month after it is cut off. Details are as follows:

1. If the time of being employed by the new company coincides with one month before leaving the company, the continuity of deposit can be realized by paying back;

2. Considering that there may be some delay in handling the transfer of employees' personal accounts into merger, in practice, it is allowed to make up the overdue payment within one or two months. The labor contract or social security account opening certificate should be provided when repayment is made. The gap is long, and it will be very troublesome to pay it back.

Personal housing provident fund loans meet the following conditions:

1. The borrower has full capacity for civil conduct;

2. Have the official residence or valid residence status in this city;

3. Have stable economic income, good credit and the ability to repay the principal and interest of the loan;

4. The housing provident fund shall be paid normally before the loan, and it shall be paid continuously for more than half a year;

5, can provide a valid contract or agreement for the purchase of owner-occupied housing;

6. The borrower and the purchaser in the purchase contract must be consistent. The purchase of joint property rights, in addition to the spouse, the co-owner shall issue a written commitment to agree to the mortgage of the house;

7. Own self-occupied housing of not less than 30% of the purchase value, and more than 40% of the second-hand housing has its own funds;

8. The borrower agrees to handle housing mortgage loan and insurance;

9, the purchase of commercial housing, developers should provide phased guarantee and report the relevant credit materials;

10. The borrower agrees to open a personal account with the loan undertaking bank, and agrees that the loan undertaking bank directly deducts the loan principal and interest from the account every month.

Legal basis: Article 24 of the Regulations on the Administration of Housing Provident Fund.

In any of the following circumstances, the employee may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.