Can I get a refund if I haven't paid enough social security for fifteen years?

Legal analysis: Generally speaking, social security cannot be refunded. Meet the following conditions can be taken out from the personal account, but the part paid by the unit can't:

1, reaching retirement age, but not meeting the condition of payment 15 years (the amount stored in personal account is paid in full).

2. The insured dies for some reason (personal payment and interest).

3, the insured person to settle abroad (personal payment and interest).

4. In case of death after retirement, the balance of personal account (personal payment and interest).

Surrender procedures are as follows:

1, the insured unit has gone through the formalities of stopping insurance for the employee and paid the social security fee owed;

2, fill in the "pension insurance surrender unemployment insurance one-time living allowance declaration form" (unit seal);

3. Original and photocopy of the insured's ID card1;

4. I will go to the last social security bureau;

I went to the bank to get the surrender money.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Seventy-fourth social insurance agencies through business handling, statistics, investigation and other means to obtain the data needed for social insurance work, the relevant units and individuals should provide timely and truthful.

The social insurance agency shall establish a file for the employer in a timely manner, completely and accurately record the social insurance data such as personnel's participation in social insurance and payment, and properly keep the original vouchers for registration and declaration and accounting vouchers for payment and settlement.

The social insurance agency shall timely, completely and accurately record the individual's personal rights and interests such as social insurance payment, employer's payment and social insurance benefits, and regularly send the personal rights and interests records to me free of charge.

Employers and individuals can inquire and check the records of payment and social insurance benefits from social insurance agencies free of charge, and ask social insurance agencies to provide social insurance consultation and other related services.