What will happen if Beijing social security breaks off for three months?

In Beijing, social security payment will affect our old-age insurance, medical insurance and maternity insurance, and it will also affect our buying a house, buying a car, sending our children to school and settling down points.

immediate impact

1. Old-age insurance: a basic security type?

Social security cut-off has a relatively small impact on endowment insurance, because endowment insurance has been accumulated for many years. As long as you pay 15 years when you retire, you can retire and receive a pension. Although it will not affect the pension, the treatment will be different, because the pension is a policy of "paying more and getting more", and cutting off will reduce the pension amount.

2. Medical insurance: it belongs to the basic guarantee type.

Medical insurance will be greatly affected. First of all, once the payment is cut off, you can't enjoy medical reimbursement from the first day of the following month. After the payment is renewed, you have to wait for three months for social security to be used normally (you can reimburse it manually within these three months), but the money in your personal account can continue to be used.

Secondly, if the payment is suspended for more than three months, the continuous payment time will be cleared, and the amount of reimbursement enjoyed will be affected.

Then, if you want to enjoy lifelong medical reimbursement after retirement, it takes 25 years for men to have sexual intercourse and 20 years for women to have sexual intercourse in Beijing. At the same time, you can apply for medical insurance retirement after retirement.

3. Maternity insurance: employment-related type?

In Beijing, in order to enjoy the maternity reimbursement and receive the allowance, the employee must pay for it continuously for 9 months before delivery (if the insured employee pays for it continuously for less than 9 months before delivery and for 12 months after delivery, the employee's maternity allowance will be supplemented by the basic maternity insurance fund. ), if there is a cut-off payment in the middle, you can't enjoy maternity reimbursement and apply for allowance when you give birth.

4. Unemployment insurance and industrial injury insurance: they are types related to employment.

Unemployment insurance is originally a guarantee that will only be started if you are unemployed. After leaving your job, you can apply for unemployment subsidies in accordance with the regulations of the local social security bureau.

As for work-related injury insurance, it basically has no effect, because it is not needed during resignation.

indirect effect

1, shake the number to buy a car and buy a house:

In Beijing, if you want to buy a car and buy a house by lottery, you need to pay social security records for nearly five years. At present, the social security payment for buying a car by shaking the number is effective; However, only three months of social security payment for buying a house can be counted as continuous payment. More than 3 months, re-accumulated.

2. Children go to school:

Before children go to school in Beijing, they need to pay social security records for 6 months in the school district. If the payment is stopped, the children will not be able to go to school.

3. Points settled:

Social security is a prerequisite for the settlement of points. If you want to settle in Beijing, you need to pay social security in Beijing for nearly 7 years (the accumulated payment record is no more than 5 months). If you stop paying, it will be very difficult.

In addition, there are other policy conditions, such as visa immigration, study abroad passport, residence permit and so on. You need to pay social security records continuously, which will have an impact once you pay them off.