2024 flexible employment social security contributions

The regulations on the time of payment of social insurance premiums for flexibly employed persons in 2024 are as follows:

1. Flexibly employed persons can choose to pay social insurance premiums on a monthly, quarterly or yearly basis.

2. The specific time for making contributions is from the first day of each month to the last day of the month, and the declaration of contributions needs to be completed by 16:00 on the last day of the month. For example, the annual contribution period is from January 1 to March 31, 2024.

Flexibly employed persons need to fulfill the following conditions to participate in social insurance:

1. Household registration requirement: flexibly employed persons should participate in social insurance in the place of their household registration.

2. Age limit: The individual's age has not reached the legal retirement age, i.e. no more than 60 years old for men and 55 years old for women.

3. Form of employment: the insured should be part-time employees, i.e., they have not signed labor contracts with enterprises and do not belong to the full-time category of employees like urban workers.

4. Contribution base and ratio: when flexibly employed persons participate in the basic pension insurance for enterprise employees in their personal capacity, they can choose the appropriate contribution base between 60% and 300% of the average salary of the employed persons in urban units of the whole caliber of the province, with a contribution ratio of 20%, and the contribution can be made monthly, quarterly, half-yearly or annually, and so on.

5. Contribution period: to reach the minimum contribution period, which is a necessary condition to receive the pension.

6. Retirement age: reaching the legal retirement age, which is another necessary condition for receiving the pension.

In summary, participants who do not pay their health insurance premiums in full and on time will stop enjoying their health insurance benefits from the month following the month in which they default on payment. If the arrears of payment exceeds 3 months, the enrollment will be treated as suspended. In the suspended status, even if the health insurance premiums are paid later, the health insurance benefits can only be resumed from the 30th day after the payment of the premiums, and the health insurance benefits during the period of arrears will not be recovered.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 2

The State establishes a social insurance system for basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance, and guarantees the right of citizens to obtain material assistance from the State and society in accordance with the law in the event of old age, illness, industrial injury, unemployment and childbirth. rights.

Article 10

Employees shall participate in basic old-age insurance, and the employer and the employee*** shall pay the basic old-age insurance premiums together. Individual industrial and commercial households without employees, part-time workers who do not participate in basic pension insurance with their employing organizations, and other flexibly employed persons may participate in basic pension insurance and pay the basic pension insurance premiums by themselves. The methods of pension insurance for civil servants and staff managed under the civil service law shall be prescribed by the State Council.