What is the difference between rural household registration social security and urban household registration social security?

The difference between rural hukou social security and urban hukou social security lies in how individuals should continue to participate in insurance if there is no work unit. If it is a rural hukou, there is no career insurance, work injury insurance and maternity insurance in the social security paid by no work unit; Urban hukou has no work unit, but it can still be paid in the name of an individual.

1. What's the difference between rural hukou social security and urban hukou social security?

The main difference is that individuals have no job and pay different types of insurance. There is no difference between rural hukou and urban hukou in participating in endowment insurance. The difference lies in the type of insurance. Those who have rural hukou and work in the unit can buy five insurances (endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance), while those who have no work unit can only buy new rural insurance (rural medical insurance and rural endowment insurance).

Urban hukou has five insurances. Those who have no jobs can pay social security (endowment insurance and medical insurance) or urban residents' endowment insurance for flexible employees in their own names. All urban and rural residents with county household registration, aged 16 (excluding students), staff of non-state organs and institutions, urban and rural residents who have not participated in the basic old-age insurance for urban employees, and urban non-employed residents who do not meet the conditions for participating in the basic old-age insurance for urban employees can participate in the old-age insurance for urban and rural residents at their household registration.

Second, the method of purchasing social security for rural families.

According to the regulations in your area. If there is a unit, it will be insured in the form of a unit. The payment standard and treatment standard refer to the local social security standard for employees, and the personnel department of the unit is responsible for handling it.

Other types of insured persons can go to the social security department with their ID cards and household registration books. You can also pay in the pilot area. The payment is based on the local net income of farmers in the previous year, and the annual one-time payment is implemented. The more you pay, the more you will get in the future, which is directly proportional to the amount you pay.

Moreover, as far as medical insurance is concerned, in fact, most provinces in China have carried out urban and rural planning. According to national regulations, the integration will be completed within this year. By then, medical insurance payment and reimbursement are consistent in urban and rural areas, and farmers' friends no longer have to worry that their medical insurance reimbursement is different from that of city people.

Three, the calculation of rural endowment insurance premium

Monthly pension benefits = total personal account of basic pension (55 yuan) ÷ 139.

Pension treatment consists of basic pension and personal account pension, which is paid for life.

Pay 5000 yuan a year for the new rural insurance, depending on how many years the pension fee is paid. The premise is that the new rural endowment insurance must be paid for 15 years, and the state will increase the basic pension accordingly.

When the rural registered permanent residence is unemployed, it can pay the new rural insurance for individuals. This insurance only includes medical insurance and endowment insurance. As long as you pay these insurances, you can reduce the medical expenses when you are in hospital. Or you can still have basic living security after retirement, which provides the greatest help to farmers.