5 How to understand the insurance of 1 gold? How to calculate 186 yuan social security fee deducted from salary?

1, five risks and one gold separation. Five insurances refer to social insurance, that is, pension, medical care, unemployment, work injury and maternity insurance. And one gold refers to the housing provident fund. The former is handled by the labor department and coordinated by social security, while the latter belongs to the housing management department.

2. There are three undertakers of social security: the state, enterprises and individuals.

Among them, the burden of the state is large, the burden of enterprises is medium, and individuals bear a small part.

Your question: 8% for individuals, 20% for enterprises, and the rest will be borne by the state and handled from the social security pooling fund.

Social security fee 3 150 is not a problem.

It should be pointed out that social security contributions are calculated according to "social wages". For example, in Nanjing, the minimum wage this year is 960 yuan, but the current social wage is 1455 yuan. To pay social security, the minimum payment base of enterprises should be based on the minimum base of social wage, that is, 1.455 yuan. For example, the salary of a minimum wage worker is 960 yuan, and

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.