Job Recruitment Website - Social security inquiry - Can you buy social security in rural Chongqing?

Can you buy social security in rural Chongqing?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

First of all, you should be clear about whether to buy social security in rural areas or to buy social security after working in cities with rural hukou.

First, the countryside is enough to buy social security.

Employees of urban enterprises should participate in the basic old-age insurance, employees with urban hukou can only participate in the basic old-age insurance for urban enterprises, and employees with rural hukou can choose to participate in the basic old-age insurance for urban enterprises or the old-age insurance for migrant workers. The main difference between the two is that the basic old-age insurance for urban enterprises is based on the combination of social pooling and individual accounts, and the payment ratio is high, while the old-age insurance for migrant workers is based on the complete accumulation system. The payment ratio is relatively low. The reason for establishing endowment insurance for migrant workers is that their wages are generally low, which reduces their social insurance costs, but the level of endowment insurance for migrant workers is generally lower than that of urban enterprise employees.

Second, rural hukou employment is enough to buy social security.

Paying social security has nothing to do with your account! Social security is not restricted by administration, identity or household registration.

The insured object of rural hukou mainly refers to farmers' contract workers who have worked in designated units for more than one year. Therefore, after you have worked in the company for more than one year and signed a labor contract with the company, the company is obliged to help you pay social security.

The payment ratio of endowment insurance is 20% from the company, and you only need 8%; Medical insurance units pay 7% and individuals pay 2%; Unemployment insurance units pay 2.5%, and individuals pay1%; Maternity insurance and industrial injury insurance are paid by the company, as well as housing provident fund. According to the situation of each company, the payment method is different, mostly 50% for both parties.