How much does a social security individual spend a year?

Generally, my salary income in the previous year is the payment base: if the salary income of employees is higher than 300% of the average salary of local employees in the previous year, 300% of the average salary of local employees in the previous year is the payment base; If the wage income of employees is lower than 60% of the local average wage of employees in the previous year, the payment base shall be determined according to the local average wage of employees in the previous year announced by the local labor administrative department, with 60% of the local average wage of employees in the previous year as the payment base; If the wages of employees are between 300% and 60%, they shall be declared according to the facts.

Benefits of paying social insurance

1. Buy yourself a guarantee in the future, such as endowment insurance and medical insurance, all of which are life insurance and provident fund. We can save a lot of money by buying a house;

2. Reduce the burden and pressure for our children. After paying social security at one's own expense, you can receive a pension when you reach a certain age, which can reduce the financial pressure on your children;

3. Contributed to the country, because the money paid for social security now is for retired people with social security qualifications, which is equivalent to the fact that the people who pay social security now support the people who paid social security in the previous generation, thus maintaining social order to a certain extent.

Impact of social security interruption:

1, medical insurance: if the payment has not been paid for three consecutive months, it cannot be reimbursed;

2. Old-age insurance: it doesn't matter if you break off diplomatic relations, you can make up for it, but you can't get a pension until you pay 15 years;

3. Maternity insurance: those who have not paid the maternity insurance premium in full and continuously for 12 months cannot enjoy maternity insurance;

4. Work injury insurance: once it is broken, it will be invalid;

5. Unemployment insurance: The break-up will not be void, and the payment period can be accumulated.

Social insurance is an important part of the social security system and occupies a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.

Social insurance is mainly through raising social insurance funds, coordinating and adjusting social insurance funds within a certain range, and giving necessary help to workers when they encounter labor risks. Social insurance provides basic living security for workers. Workers can enjoy social insurance benefits as long as they meet the conditions for enjoying social insurance, that is, they have established labor relations with employers or paid various social insurance premiums according to regulations. Social insurance is the core content of social security system.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.