How much can employees get by paying more than 300 pieces of endowment insurance a month?

Pay the endowment insurance in 300 yuan every month, and you can get 137 yuan to 1 136 yuan every month. Endowment insurance for urban and rural residents is paid to 300 yuan every year, and the government subsidizes 40 yuan. Personal account is transferred to 340 yuan every year. After the payment of 15 years, the total personal account is 5 100 yuan.

How much you can get paid to 300 yuan in a month is related to the amount of payment, the total number of years, the retirement age, the average social wage in the region and other factors. Pension, also known as pension and retirement fee, is the most important social pension insurance treatment. That is to say, according to the relevant national documents, the monthly or lump-sum payment of insurance benefits in the form of money is the need to benefit the society and is mainly used to ensure the basic living needs of employees after retirement according to their contributions to society and their qualifications or retirement conditions.

Endowment insurance pays 300 yuan a month, how much does retirement receive?

At present, the annual payment in 300 yuan is the lowest payment standard in many places. The minimum payment standard of 100 yuan per year is that some poor households can continue to pay, and the minimum payment standard is 300 yuan per year. According to the provisions of the old-age insurance system for urban and rural residents, those who pay 15 and reach the age of 60 can receive the basic pension on a monthly basis. Because there is no overall account for urban and rural residents' pension insurance, only individual accounts have been established, so individual contributions and state subsidies are all included in individual accounts. 300 yuan is paid every year, and the national subsidy standard is 30 yuan, so the balance of funds credited to personal account every year is 330 yuan. Pensions for urban and rural residents' old-age insurance are divided into individual contributions and belong to individual account pensions. According to all individual contributions, state subsidies and fund interest, it is regarded as the fund balance of individual account. In some places, collective subsidies have developed well, and the standards of collective subsidies are determined by collective economic organizations. The level of personal account pension depends on the number of personal accounts. Paying to 300 yuan every year, getting the pension from the waiting account is actually symbolic, and the main purpose is to get the qualification of receiving the state-subsidized basic pension through individual contributions.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 16 of the Social Insurance Law.

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.