Now Shenzhen pays more than 400 social security every month. How much pension can I get when I retire after 30 years?

Examples; Xiao Wang retired at the age of 55 and bought social security for 25 years. Assuming that the average monthly salary in the previous year was 4,000 yuan when retiring, Xiao Wang's indexed monthly average payment salary was 2,000 yuan (this is an assumption, and if you want to calculate it accurately, you need Xiao Wang's monthly social security payment salary data). Let's calculate how much pension Wang Can receives every month. Simplified calculation formula: monthly basic pension = basic pension+personal account pension.

Basic pension: (4000+2000)/2X25%=750.

Personal account pension: 80,000/170 = 470 (here, when retiring, the accumulated amount of personal account is calculated as 80,000 yuan, that is, the average annual payment is 3,200 yuan, and the monthly payment is 266 yuan, which is considered as a medium level; The number of months to retire at the age of 55 is 170 months)

Adding up the above two items, Xiao Wang's monthly basic pension is about 1220 yuan.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.