Personal pension payment time

Personal pension payment time can be divided into the following four categories, which are monthly, quarterly, semi-annually and annually:

1. Monthly: Personal pension insurance is paid on a monthly basis, monthly payment, usually before the 25th day of each month, and the amount of the monthly payment is 50 yuan.

2. Quarterly payment: quarterly payment, quarterly payment, usually before the end of each quarter, the quarterly payment amount is 150 yuan.

3, by half a year: by half a year, every half a year, usually before the end of each half a year, every half a year, the amount of 300 yuan.

4. Annual payment: annual payment, annual payment, usually before the end of each year, the annual payment amount is 600 yuan.

5, other: in addition to the above monthly, quarterly, semi-annual, annual payment, you can also choose other payment methods, such as payment by time period, such as every 3 months, such as every 6 months, such as every 9 months, such as every 12 months, etc..

New participants in the purchase of pension insurance, you can directly carry my second-generation ID card, the original hukou book and a copy of the original directly to the village committee of the domicile of the independent choice of contribution class for registration. For those who are already insured, they can bring their ID card or household registration book to the village committee where they are registered to pay the annual pension insurance directly. But for some urban household members can bring the information to the township labor security office in the place of domicile to handle. Among them, the pension insurance contribution period generally need to accumulate 15 years, and so on to reach the national legal retirement age, you can enjoy the pension insurance treatment, receive monthly insurance benefits.

There are several ways to pay for one's pension:

1. Individual contribution

Individuals can decide the amount of contribution and the time of contribution according to their own financial situation and retirement planning. You can choose to make regular fixed contributions or flexible contributions.

2. Collective contributions

If an individual participates in the unit's enterprise annuity plan, the unit will contribute a certain percentage of the individual's salary on behalf of the individual on a regular basis in accordance with the contribution base and ratio stipulated in the plan.

3. Individual commercial pension insurance

Individuals can buy commercial pension insurance products on their own, choosing the period, amount and method of contribution. The insurance company will collect premiums as agreed.

4. Bank Pension Accounts

Individuals can open a pension account at a bank, make contributions through deposits, transfers and other means, and make contributions on a monthly or irregular basis.

5. Third-party Payment Platform Contributions

Individuals can make online contributions through third-party payment platforms such as Alipay and WeChat by selecting the pension contribution service.

6. Tax-advantaged pension accounts

Individuals can open tax-advantaged pension accounts and make contributions up to the limits stipulated in the tax law to enjoy tax benefits.

In summary, personal pensions are paid for on a monthly basis, between the 15th and 20th of each month. The exact payment schedule may vary from region to region, and participants need to consult the local social security department or insurance company to confirm.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 10

Employees shall participate in basic pension insurance, and the employer and the employee*** shall pay the basic pension insurance premiums together.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance with their employing units, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves.

The methods of pension insurance for civil servants and staff members administered under the civil service law shall be prescribed by the State Council.