Children's hospitalization health insurance to be how to reimbursement

Children's physical development is not sound, sick hospitalization is common, so most parents will improve the hospitalization insurance for their children, due to the implementation of simplified reimbursement procedures for children hospitalization, so children and teenagers in the hospital should remember to timely reimbursement. The following is to understand the view editorial collection of children hospitalization health insurance reimbursement, I hope to help you.

Children's hospitalization medical insurance reimbursement method for children's hospitalization medical insurance reimbursement process can be roughly divided into the following major points:

1, to prepare for children's hospitalization medical insurance reimbursement materials, in the children's children hospitalization, you need to bring a good medical card, the medical card is generally purchased children's hospitalization funds to receive the unit, if it is a student to go to the school to receive, if it is a preschooler, can be received at the preschool institution. If you are a student, you can pick it up at your school. Because hospitalization requires an advance payment, and children who are enrolled in the children's hospitalization health insurance only need to pay half of the advance payment, but you need the children's medical card, so be sure to bring the medical card before you are hospitalized.

2, the general children's hospitalization medical insurance to implement the more refundable reimbursement method, directly in the discharge from the patient's deposit deducted from the reimbursement of children's hospitalization medical insurance in addition to the portion of the deposit, the rest of the deposit returned to the patient.

3, the first pediatric hospitalization medical insurance reimbursement need to bring the account book, the second reimbursement, you only need to bring the last reimbursement receipt can be, within a year can be reimbursed multiple pediatric hospitalization medical insurance.

The above is the introduction of how to reimburse the children hospitalization medical insurance, and finally also reminds us that after perfecting the children hospitalization medical insurance, it is best to supplement a commercial medical insurance for children. The first thing you need to do is to get some knowledge about insurance so that your child can be fully protected.

The reimbursement of children's hospitalization insurance does not belong to the scope of the reimbursement of children's hospitalization insurance to understand the above children's hospitalization insurance reimbursement process, let's take a look at what is not belong to the reimbursement of children's hospitalization insurance.

1, hospital registration fees, food costs, and family beds and joint wards and other costs that are not part of the general ward;

2, medical costs incurred by the clinic not in the prescribed medical institutions;

3, children's inpatient medical care management agencies and the municipal health bureau and the social medical management agencies stipulate that other costs need to be borne by their own;

4, the medical costs arising from illegal acts;

5, the medical costs arising from hospital fault and traffic accidents;

5, because of natural or self-inflicted drug addiction and other medical costs.

Consolidating the above, there are 6 points that do not fall within the scope of reimbursement of children's hospitalization medical insurance, I hope the above can help you.

The difference between a child's health insurance card and a social security card is that a social security card is a multi-functional "ID card" for people who are registered in the city where they live, but a social security card alone does not have a health insurance effect.

Medicare card (card face with the words "medical insurance") is handled to participate in the medical insurance, but did not go to collect the social security card of the personnel, only, remember is only the function of the medical insurance billing, there is no other function. At the same time, the social security card can also be used as a medical insurance card. For example, if a child has medical insurance, and has not received a social security card, a special medical insurance card will be issued for medical settlement, for medical insurance, there is no need to get a social security card. This is the first point.

If the child to do health insurance before, has already applied for a social security card, then the function of the social security card both health insurance card, health insurance department no longer issue health insurance card. On the other hand, if the child for health insurance to get a medical card, and then go to the social security card, this time the two cards function exactly the same, only when the social security card used, then the medical card will be invalid (this is due to the social security card gradually in the future will be replaced by the medical card). Then, some parents think, as long as the city's household registration, for the social security card, do not have to participate in the health insurance, the child can be reimbursed, this understanding is wrong, if the child only for the social security card does not participate in the health insurance, social security card is just a card, no any function.

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