What is the standard for paying medical insurance after retirement?

According to the years and amount of medical insurance payment before retirement, the medical insurance expenses that should be paid can be calculated.

First, understand the medical insurance policy

First of all, we need to know the medical insurance policy in this region, including the specific regulations, standards and methods of paying back medical insurance after retirement. These policies may vary from region to region, so it is recommended to consult the local social security department or medical insurance institution for accurate information.

Secondly, calculate the amount that should be paid.

According to the years and amount of medical insurance payment before retirement, the medical insurance expenses that should be paid can be calculated. Generally speaking, the shorter the payment period, the higher the supplementary amount; The lower the payment amount, the higher the supplementary amount. At the same time, the medical insurance policies in different regions will also affect the calculation of supplementary amount.

Third, choose the payment method.

According to the actual situation and local policies, you can choose one-time payment or installment payment. One-time payment can save time and energy, but it needs to bear greater economic pressure; Installment payment can reduce the economic burden, but it needs long-term attention to the progress and amount of payment.

Fourth, go through supplementary procedures.

After determining the amount and method of payment, you need to go to the local social security department or medical insurance institution to go through the payment procedures. Relevant documents and materials, such as ID cards, retirement certificates, payment records, etc. , which needs to be provided during handling.

To sum up:

The standard of supplementary medical insurance for retirement varies from region to region and individual situation. It is necessary to know the local medical insurance policy and calculate the amount to be paid. Choose the appropriate payment method according to the individual's actual situation and go through the payment formalities with the local social security department or medical insurance institution.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 27 provides that:

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Detailed Rules for the Implementation of People's Republic of China (PRC) Social Insurance Law

Article 8 provides that:

When the insured reaches the statutory retirement age, if the accumulated payment is less than the prescribed period, the payment can be extended to the prescribed period. The payment period for retirees to enjoy basic medical insurance benefits as stipulated in Article 27 of the Social Insurance Law shall be implemented in accordance with local regulations.