Can I get a refund if Shanghai social security stops paying?

Social security is generally not refundable. If you want to return it, you can only wait until the legal retirement age and return part of your personal account.

In some cases, it can also be returned, as follows:

(1) Non-local rural hukou: You can apply for a refund of the individual contribution after leaving your job, but the unit contribution cannot be refunded.

(2) Urban hukou can't be surrendered halfway. Only those who die, go abroad to settle down, or pay less than 15 years at the statutory retirement age can be surrendered; But only the individual part can be returned, not the unit part.

(3) If you bear the social security expenses in full, you can only refund one-third of the money, and the remaining two-thirds will be paid by the unit and cannot be refunded.

(4) The housing accumulation fund in the five insurances and one fund can be refunded in full, that is, both individuals and individuals can return it.

In the first case, if you have to wait until you reach retirement age and the social security contribution is insufficient 15 years, you can apply to terminate the pension insurance relationship. At this time, the amount stored in your personal account will be paid to me in one lump sum.

In the second case, if you pay social security for several years, go abroad to settle down and give up your nationality, then you can apply in writing to terminate the employee's basic old-age insurance relationship when leaving the country or after leaving the country, and then pay me the amount stored in your personal account in one lump sum.

Can I apply for arbitration in social security disputes?

Social security disputes may be submitted for arbitration.

legal ground

People's Republic of China (PRC) social insurance law

Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

People's Republic of China (PRC) labor dispute mediation and arbitration law

Article 2 This Law shall apply to the following labor disputes between employers and employees in People's Republic of China (PRC):

(1) Disputes arising from the confirmation of labor relations;

(2) Disputes arising from the conclusion, performance, alteration, dissolution and termination of labor contracts;

(3) Disputes arising from delisting, dismissal, resignation or resignation;

(4) Disputes arising from working hours, rest and vacation, social insurance, welfare, training and labor protection;

(five) disputes arising from labor remuneration, medical expenses for work-related injuries, economic compensation or compensation;

(six) other labor disputes as prescribed by laws and regulations.