Is it worthwhile to pay social security in full?

It is cost-effective for individual industrial and commercial households or flexible employees to pay social security in full.

1, retirement pension.

Individuals pay social security in full, and the accumulated payment period reaches 15 or above. When they reach the legal retirement age, they can retire and receive the basic pension on a monthly basis. Pensions are collected from retirement until death. With the development of economy, they are basically adjusted every year.

2. You can also enjoy the overall part paid by individuals.

Of the endowment insurance paid by individuals in full, 12% belongs to the overall account, and the money in the overall account can of course be enjoyed by individuals. The basic pension is paid by the overall fund, and sometimes the proportion of basic pension in the whole pension is relatively large, accounting for about two-thirds of the whole pension.

3. All personal accounts are owned by individuals.

8% of personal accounts are all owned by individuals, accounting for about one-third of the contributions, and personal account pensions also account for about one-third of the entire pension.

4. Lifelong medical security

Medical insurance for employees mainly solves the problems of medical treatment and hospitalization, but its reimbursement ratio is also relatively high, which can reach 70% or 80% or even higher. After the medical insurance payment period reaches the stipulated payment period, they do not need to pay medical insurance after retirement, and enjoy medical insurance benefits for life, which has a lifelong attribute.

Precautions:

1, even death is subsidized. After the death of employees' pension insurance, they can also enjoy funeral subsidies and pensions, and the outstanding part of their personal accounts will be refunded in full.

For individual industrial and commercial households or flexible employees, it is very cost-effective for individuals to pay social security in full. Since the payment of social security, personal life, illness and death have been guaranteed. Have a pension when you are old. You can enjoy medical reimbursement when you are sick. When you retire, you have lifelong medical insurance. After you die, there are all kinds of subsidies. So many benefits, of course, cost-effective.

Wanyuan Municipal Government Network-Is it cost-effective for individual industrial and commercial households or flexible employees to pay social security in full?