What are the conditions for purchasing flexible employment social security?

Endowment insurance for flexible employees refers to an insurance policy, and some people who have no fixed job, unemployment or re-employment belong to flexible employees. In view of the old-age security of this group of people, the state has promulgated and implemented the old-age insurance policy for flexible employees. Flexible employees who participate in the basic old-age insurance shall pay the basic old-age insurance premium in accordance with the provisions of the state, which shall be credited to the basic old-age insurance pooling fund and individual account respectively. Urban individual industrial and commercial households and other self-employed persons and those who take various flexible ways to obtain employment shall generally pay the old-age insurance premium on a monthly basis according to the payment base and proportion stipulated by the provincial government, or pay the old-age insurance premium quarterly, semiannually and annually; Payment time can be converted cumulatively. When the above-mentioned men are over 60 years old and women are over 55 years old, and the accumulated payment period reaches 15 years, they can receive the basic pension according to the regulations. If the accumulated payment period is less than 15 years, the amount stored in his personal account shall be paid to him in one lump sum, and the pension insurance relationship shall be terminated at the same time, and the payment period shall not be increased by means of overdue afterwards.

Legal basis:

Article 12 of the Social Insurance Law of People's Republic of China (PRC) * * * The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Derivative problem:

How to pay medical insurance?

Those who have no work unit to participate in social insurance should refer to the method of freelancers participating in social insurance. Freelancers can only participate in endowment insurance and medical insurance. In terms of medical insurance, freelancers and self-employed individuals can choose to establish a pool fund instead of a personal account and pay basic medical insurance at 4.2% of the local average monthly salary in the previous year; You can also choose to pay 8% of the local average monthly salary in the previous year and establish a personal account.