Pension insurance paid by enterprises into personal accounts?

Pension insurance paid by enterprises does not enter the personal account.

The pension insurance paid by enterprises for their employees is managed by the social security department, and will not directly enter the personal account. The details are as follows:

1, the enterprise to pay part of the: enterprises in accordance with the national provisions of the proportion of employees to pay pension insurance, this part of the contribution is paid by the enterprise directly to the social security department, will not enter the personal account;

2, the individual part of the contribution: in addition to the part of the enterprise to pay, the individual also need to pay the proportion of the prescribed pension insurance. This part of the contribution will be transferred to the personal account, and the individual can receive pension from the personal account of the pension insurance when he/she retires or meets other conditions;

3. Payment of pension: when the individual retires or meets other conditions, he/she can apply for pension from the social security department. The amount of the pension is related to the individual's years of contribution, the amount of contribution, and the pension standard of the region where he/she lives, and the social security department will calculate and pay out the pension according to these factors.

Individuals paying pension insurance need to prepare the following materials:

1, ID card: personal ID card is a necessary material to participate in the pension insurance, you need to provide the original ID card and photocopies;

2, hukou: hukou is one of the necessary materials to participate in the pension insurance, you need to provide the original and photocopies of hukou;

3, social security card: individual need to apply for a social security card at the local social security institution for the payment of social insurance fees and inquiries about social security payment records, etc.

4, proof of employment: individuals need to provide proof of employment, including a letter of certification issued by the unit, labor contracts, payroll slips, etc., in order to prove that the individual's work and salary income;

5, proof of payment: individuals need to provide proof of payment of old-age insurance, including proof of payment issued by the social security institution, including proof of payment of contributions. Including the payment notice issued by the social security agency, payment receipts and so on.

In summary, the specific requirements of the materials needed for the payment of pension insurance may vary from region to region, and the specific requirements need to refer to the local policies and regulations for operation. At the same time, the individual in the payment of pension insurance, but also need to pay attention to comply with the relevant national and local regulations, to ensure that the amount of payment and payment time is accurate and timely.

Legal basis:

Article 74 of the Social Insurance Law of the People's Republic of China

Social insurance agencies obtain data necessary for the work of social insurance through business operations, statistics, and surveys, and the relevant units and individuals shall provide timely and truthful information.

Social insurance agencies shall establish files for employers in a timely manner, record social insurance data such as the number of persons participating in social insurance and the amount of contributions made in a complete and accurate manner, and properly keep the original vouchers for registration and declaration and the accounting vouchers for payment and settlement.

Social insurance agencies shall record in a timely, complete and accurate manner the contributions made by individuals participating in social insurance and by employers on their behalf, as well as records of their individual rights and interests, such as the enjoyment of social insurance benefits, and shall regularly send the record sheets of individual rights and interests to the individuals free of charge.

Employers and individuals can inquire and check their contribution and social insurance entitlement records with the social insurance administration organization free of charge, and request the social insurance administration organization to provide social insurance consulting and other related services.