What does six insurances and three golds include?

Six insurances include: endowment insurance, medical insurance, unemployment insurance, industrial injury insurance, maternity insurance and serious illness insurance, and three insurances include: housing accumulation fund, enterprise annuity and supplementary housing accumulation fund.

1, endowment insurance

Old-age insurance means that workers pay a certain percentage of their wages as pension during their work, and they can get a stable pension income when they retire. This not only provides basic living security for the elderly, but also provides them with a stable retirement system to enjoy their old age.

2. Medical insurance

Medical insurance means that workers can enjoy a certain proportion of medical expenses reimbursement when they are sick or injured. This is of great significance to the vast number of workers, because the medical expenses far exceed the affordability of ordinary families. With the guarantee of medical insurance, workers can seek medical treatment in time when they are sick, which reduces the economic burden and ensures their health.

3. Unemployment insurance

Unemployment insurance is to provide financial assistance to those who have no work to do and lose their ability to work. With the global economic downturn and rising unemployment rate, many people are facing the dilemma of unemployment. Unemployment insurance can give them some unemployment subsidies, help them tide over the difficulties and get through the unemployment period, and also provide a stable job market.

4. Work injury insurance

Industrial injury insurance is an insurance that provides certain economic compensation for those workers who are injured or sick in the course of work. Accidental injuries or occupational diseases at work are common problems for workers, which not only cause physical injuries to them, but also bring heavy burdens to their families. Industrial injury insurance provides corresponding compensation for these injured or sick workers to help them tide over the difficulties.

5. Maternity insurance

Maternity insurance is a welfare policy for women. In China, childbirth is a problem that every family will face. Maternity insurance can provide corresponding maternity allowance and reimbursement of hospitalization expenses, which is helpful to reduce the family's economic burden and promote the reasonable population growth.

6. critical illness insurance

Serious illness insurance has played an important role in the six major insurances. Critical illness insurance means that workers can enjoy a certain proportion of medical expenses reimbursement after suffering from certain specified critical illnesses. This is of great significance to seriously ill patients. With the protection of critical illness insurance, they can get timely and effective medical treatment and reduce the economic and psychological pressure brought by illness to themselves and their families.

7. Housing accumulation fund

Housing accumulation fund is a social security system that provides housing fund support for employees. In addition, the housing provident fund system can also help optimize the structure of the real estate market, promote the development of the rental market, and provide housing security for low-income families.

8. Enterprise annuity

Enterprise annuity is a social security system for enterprises to provide old-age security for employees. The enterprise annuity is paid by both enterprises and employees, and personal account management is established. Enterprise annuity can provide additional old-age security for employees and relieve the pressure of the basic old-age insurance system.

9, supplementary housing provident fund

Supplementary housing provident fund is a social security system that provides additional housing funds for employees. The payment of supplementary housing provident fund is chosen by employees independently, and the proportion of payment depends on local policies. Supplementary housing provident fund can provide more housing financial support for employees and improve their purchasing ability.