When can Shenzhen social security get a pension?

When reaching the statutory retirement age, the accumulated payment has reached fifteen years.

I. Insurance and Payment Period

In Shenzhen, individuals need to participate in social insurance and pay corresponding fees in order to enjoy pension benefits. Payment period is one of the important conditions for receiving pension, which usually requires the insured to reach at least the prescribed minimum payment period. The specific payment period requirements may change due to policy adjustment. It is suggested that the insured pay attention to relevant policy notices regularly.

Second, the legal retirement age.

The legal retirement age is another key factor in receiving pension. According to the current law in China, the retirement age for men is 60, and for women, it is generally 50 or 55, depending on the specific situation. But with the gradual implementation of the delayed retirement policy, the retirement age may be adjusted. Therefore, the insured needs to pay attention to policy changes to determine their retirement age.

Third, the collection procedure.

When the insured reaches the statutory retirement age and meets the requirements of the payment period, he can start to go through the pension collection procedures. Generally speaking, you need to submit relevant materials, such as identity certificate, social security card, retirement certificate, etc. , to your unit or social security agency. After the audit is correct, the agency will calculate the pension amount and pay it to the insured according to the regulations.

Fourth, pension benefits.

The level of pension benefits depends on factors such as individual payment years, payment amount and policy provisions. Generally speaking, the longer the payment period and the higher the payment amount, the higher the pension benefits received. In addition, policy adjustment will also have an impact on pension benefits, so insured people need to pay attention to relevant policy changes in order to know their pension benefits in time.

To sum up:

The collection time of Shenzhen social security pension depends on the individual's participation, payment period and age. Insured personnel should pay attention to policy changes, ensure that they meet the conditions for receiving, and go through the formalities for receiving according to the prescribed procedures. At the same time, we also need to know the calculation method and policy provisions of pension benefits in order to better plan our retirement life.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Regulations of Shenzhen Special Economic Zone on Social Endowment Insurance

Article 2 1 stipulates that:

At the same time meet the following conditions, you can apply for a monthly basic pension in this city:

(a) in accordance with the relevant provisions of the state and Guangdong Province, the place to receive pension insurance benefits is this city;

(2) Having reached the statutory retirement age;

(three) the cumulative payment of basic old-age insurance premiums for fifteen years.