Can I get a refund for unpaid social security 15 years?

Under normal circumstances, it is not refundable, and in some cases, it is refundable. Details are as follows:

(1) Off-site: You can apply for a refund of personal contributions after leaving the company, but the part paid by the company cannot be refunded.

(2) You can't surrender halfway, and you can only surrender if you die, settle abroad or pay less than 15 years; But only the individual part can be returned, not the unit part.

(3) If you bear the social security expenses in full, you can only refund one-third of the money, and the remaining two-thirds will be paid by the unit and cannot be refunded.

The specific procedures are as follows:

(1) After the insured establishes the basic old-age insurance relationship in the new employment place and pays the fees according to the regulations, the employer or the insured shall submit a written application for the transfer and continuation of the basic old-age insurance relationship to the social security agency in the new employment place.

(2) The social security agency of the newly insured place shall, within 15 working days, review the application for transfer and continuation, send an acceptance letter to the social security agency where the insured person's original basic old-age insurance relationship is located, and provide relevant information; It should also be noted that the minimum payment period for old-age insurance is 15 years, and the minimum payment period for medical insurance is 25 years. And when you reach retirement age, you can apply for pension benefits and medical reimbursement concessions.

legal ground

People's Republic of China (PRC) social insurance law

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.

Sixty-first social insurance fee collection agencies shall collect social insurance premiums in full and on time according to law, and regularly inform employers and individuals of the payment situation.

Article 62 If the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the employer last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.