Dongguan social security card and silver card difference

One, the nature of the insured units are different: municipal units insured gold card; town units insured silver card. Contribution base is different: gold card, units and individuals are insured according to the average monthly salary of the participants in the previous year, retirees according to the unit of the average contribution of the average salary of active employees; silver card, the participants in accordance with the city? s average monthly salary of employees in the previous year as the contribution base for contributions, retirees also contribute accordingly.

Second, the contribution ratio is different: gold card: participants pay 2% of their salary, the unit according to the participant's salary of 7.5% (6.5% for comprehensive medical insurance, 1% for supplementary medical insurance), retirees pay 5.5% of the unit, individuals do not pay; silver card, the unit of Dongguan City, the previous year's average monthly salary of the staff to pay 2% of the individual does not pay.

Which "silver card" including hospitalization and outpatient co-ordination, with a lower standard of contribution to achieve the majority of people's basic medical protection. The original "gold card" includes an inpatient coordinator and a personal account, which means that "gold card" participants can get reimbursement for inpatient hospitalization costs, but they have to pay for the outpatient costs of minor illnesses on their own. Although they are entitled to supplemental hospitalization medical insurance, the contribution rate is nearly seven times higher than that of the "silver card".

Third, the medical treatment is different.

Gold card holders enjoy a higher standard of medical treatment, but the amount of money spent is higher, which is not conducive to a more effective use of health insurance funds. The silver card can reimburse up to 40,000 yuan per year. The gold card, on the other hand, can reimburse up to 80,000 yuan a year, of which the reimbursement rate for up to 80,000 yuan is 95 percent; for more than 80,000 yuan and less than 100,000 yuan, the reimbursement rate is 85 percent; and for more than 100,000 yuan, the reimbursement rate is 70 percent.

Fourth, the contribution rate is different:

The contribution rate of the gold card is 2% of the participant's salary, and the unit is 7.5% of the participant's salary; while the silver card, the participant does not need to pay, and the unit will pay 2% of the participant's salary.

Legal basis: "The Ministry of Human Resources and Social Security on the issuance of the" Chinese people *** and the State social security card "management methods of the notice" Article 7 application for the issuance of social security cards, the following materials need to be submitted:

(a) a complete fill in the Social security card issuance registration application form;

(2) social security card issuance preparatory situation description;

(3) in line with the requirements of the national unified norms of the application field and card application file structure (including local expansion of the application field and indicators);

(4) in accordance with the unified requirements of the card face design;

(5) the regional social security card management measures and implementation of regulations

(v) the region's social security card management methods and implementation rules;

(vi) other materials required by the Ministry of Human Resources and Social Security.