Job Recruitment Website - Social security inquiry - Will social security be broken if it is not paid for half a year?

Will social security be broken if it is not paid for half a year?

Yes, social security will be broken if it is not paid in three months. The insured is insured within three months after being included in the scope of insurance, and enjoys the next month after paying the medical insurance premium for employees. Failing to go through the insurance formalities within the specified time, or interrupting the payment for three months in a row, it is regarded as interrupting the insurance. After the interruption, you can go through the insurance procedures and pay for six months in a row before you can enjoy medical insurance benefits. If it is paid within three months, it will enjoy medical insurance benefits from the next month.

Social insurance is the most important part of the social security system. Therefore, when discussing the history of social insurance, social insurance cannot be separated from social security. Social insurance refers to the system that the state establishes a social insurance fund through legislation to give necessary material help to workers who participate in labor relations when they lose their ability to work or are unemployed. Social insurance is not for profit.

Social insurance is mainly through raising social insurance funds, adjusting social insurance funds in a certain range, and giving necessary help to workers when they encounter labor risks. Social insurance provides basic living security for workers. Workers can enjoy social insurance benefits as long as they meet the conditions for enjoying social insurance, that is, they have established labor relations with employers or paid various social insurance premiums according to regulations. Social insurance is the core content of social security system.

In fact, the problem of breaking social security can be big or small. Everyone should remember that social security includes five insurances: endowment insurance, medical insurance, unemployment insurance, maternity insurance and work injury insurance.

Among them, medical insurance is the most important thing to pay attention to, because all doctors are at their own expense during the medical insurance break. If the medical insurance is cut off for more than 3 months, there will be a 6-month observation period when you join the medical insurance next time, and the same medical care cannot be reimbursed; If the medical insurance is interrupted for more than 6 months, the payment period of medical insurance in that year shall not be calculated. Therefore, after the social security is broken, I hope to participate in other medical insurance as an alternative, such as urban and rural residents' medical insurance.

Secondly, the severance of old-age insurance, except for the special circumstances that affect the retirement age, does not have much impact, but social security will be broken for several years, and there will be less pension when you retire, so the impact of social security severance varies from person to person.

Legal basis:

People's Republic of China (PRC) social insurance law

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.