Um, 15 Can I get a pension if I don't pay social security?

According to China's current social security system, the Social Insurance Law stipulates that people who have participated in social security contributions for less than 15 years cannot receive pensions.

In China's current social security system, if you want to receive a pension, you must meet certain conditions. Among them, the number of years of participation in social security contributions is one of the core conditions, and according to the provisions of the Social Insurance Law, people who have participated in social security contributions for less than 15 years cannot receive pensions. Specifically, Article 65 of the Social Insurance Law stipulates: "Individuals who participate in the basic old-age insurance for urban workers shall pay for 15 years continuously before they can receive the basic old-age pension." Similarly, other pension insurance schemes such as enterprise annuity and government unified pension insurance have similar provisions. This means that if a person's social security contribution period is less than 15 years, he cannot receive a pension. Of course, for those who have participated in social security contributions for less than 15 years, they can meet the conditions for receiving pensions by paying back social security, working in other provinces and cities and accumulating social security contributions.

If a person's social security payment period is less than 15, can he refund the social security fee he has paid? At present, China's social security system does not stipulate that people who have paid less than 15 years can or cannot refund the social security fees they have paid. In fact, if a person really needs to refund the social security fee, he may need to apply to the social security department. The specific operation and process may be different due to factors such as geographical and personal circumstances.

Social security payment period is one of the core conditions for receiving pension. If a person's social security contribution period is less than 15 years, he can't receive a pension. However, if you pay back social security, get employment in other provinces and cities, and accumulate the years of social security payment, you can meet the conditions for receiving pensions. If there is a similar demand for returning social insurance premiums, you need to apply to the social security department according to the specific situation.

Legal basis:

"People's Republic of China (PRC) Social Insurance Law" Article 65 Individuals who participate in the basic old-age insurance for urban workers can receive the basic old-age pension only after fifteen years of continuous payment.