Can someone else's medical insurance card be swiped?

A: No, the medical insurance card can only be used by myself. The medical insurance card is used in the designated medical insurance hospitals registered in real-name registration system. Only I can use it, and no one else can borrow it. You can't use someone else's medical insurance card.

First, the basic medical insurance personal account

Personal account for basic medical insurance (hereinafter referred to as "personal account for medical insurance") is an account set up by the medical insurance department for people who participate in medical insurance for urban workers, and it is used to record and store the medical insurance expenses paid by individuals and the medical insurance expenses apportioned according to the unit contribution ratio. Flexible employees and urban and rural residents' medical insurance participants do not set up personal accounts for medical insurance.

It is worth noting that although not all types of medical insurance have personal accounts, "all participants in basic medical insurance have medical insurance cards (social security cards) or national medical insurance electronic certificate".

According to the spirit of the executive meeting of the State Council, we will broaden the scope of the use of funds in personal accounts of employees' medical insurance and allow family members to help.

Second, the employee medical insurance family * * *

What is "employee medical insurance family benefits"? It means that the funds in the employee's personal medical insurance account can be used by family members.

It is reported that broadening the scope of personal accounts will mainly allow family members to seek medical treatment in designated medical institutions and purchase medicines, medical devices and medical consumables in designated retail pharmacies, and explore individual contributions for family members to participate in basic medical insurance for urban and rural residents.

"Allow family members to help" does not mean that "the medical insurance card can be used by the whole family"

Broadening the scope of funds used in employee medical insurance personal accounts and allowing family members to help does not mean that "one person is insured and the whole family enjoys it".

According to the principle of "I am insured, I enjoy the treatment", only by participating in medical insurance according to the regulations can I get the reimbursement of medical expenses through the medical insurance fund when I get sick. The significance of our participation in medical insurance is posted on our own medical insurance card.

The medical insurance card (social security card) or the national medical insurance electronic certificate contains the name, gender, ID number, photo, social security number and other information of each of our insured persons, and implements "one card for one person". Just like the ID card, it is limited to my real name and must be "dedicated to the special card".

In other words, broadening the scope of use of employee medical insurance personal accounts means that the funds in personal accounts can be used to pay medical expenses that meet the requirements of family members; The medical insurance card corresponds to the treatment of each insured person and cannot be * * *.

For example, citizen A is an employee medical insurance participant in a city, and family A has participated in local residents' medical insurance. After the implementation of * * * assistance, A's family members can only enjoy the reimbursement of residents' medical insurance when they are hospitalized, but they can use A's medical insurance personal account to pay their personal burdens within the scope of their policies.