How does a wife reimburse her husband for maternity insurance?

How does a wife reimburse her husband for maternity insurance?

According to the Social Insurance Law and related regulations, a wife can use her husband's maternity insurance for reimbursement during childbirth. The specific process is as follows:

Prepare relevant supporting documents: prepare ID cards, marriage certificates, social security cards and baby birth certificates of both husband and wife.

Reimbursement to Social Security Bureau: Bring the above materials to the local social security bureau or the People's Social Security Bureau for reimbursement.

Submit the application form: go to the Social Security Bureau or the People's Social Security Bureau to collect and fill out the application form for maternity insurance benefits.

Submission: Submit the completed application form and relevant supporting materials to the Social Security Bureau or the People's Social Security Bureau.

Examination and issuance: The Social Security Bureau or the Human Resources and Social Security Bureau examines the application materials, and after the examination and approval, it issues maternity allowance and medical expenses to the applicant.

It should be noted that maternity insurance can only be used by the wife herself and cannot be transferred or given to others. At the same time, the husband's maternity insurance can only be used to reimburse the wife's expenses during childbirth and cannot be used for other purposes.

To sum up:

To use the husband's maternity insurance for reimbursement, you need to prepare relevant supporting materials, such as the husband and wife's ID card, marriage certificate, social security card, baby birth certificate, etc., then go through the reimbursement procedures at the local social security bureau or the Human Resources and Social Security Bureau, fill in the application form and submit relevant supporting materials, and finally receive maternity allowance and medical expenses after approval. It should be noted that maternity insurance can only be used by the wife herself and cannot be transferred or given to others.

Legal basis:

According to Article 56 of Chapter VI of the Social Insurance Law of People's Republic of China (PRC): "Employees can enjoy maternity allowance in accordance with state regulations under any of the following circumstances: (1) Female employees can enjoy maternity leave when giving birth; (2) Enjoy family planning operation leave; (3) Other circumstances stipulated by laws and regulations. The maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year. " At the same time, according to Article 27 of Chapter VII of the Social Insurance Law of People's Republic of China (PRC): "Individuals who participate in the basic medical insurance for employees do not pay the basic medical insurance premium after retirement, and enjoy the basic medical insurance benefits in accordance with state regulations when they reach the statutory retirement age; If it fails to reach the prescribed time limit, it can be paid to the prescribed time limit. "