Can flexible employment only buy old-age care but not medical care?

Of course. To participate in social security for the first time as a flexible employee, you can choose whether to pay medical insurance on the basis of paying basic old-age insurance.

Flexible employees who enjoy social insurance subsidies must register for employment in accordance with the regulations, participate in social insurance in their personal capacity, and pay social insurance premiums in full and on time according to the prescribed payment base.

Old-age insurance is a social insurance that is uniformly handled by the state to ensure the basic living needs of employees after retirement. In China, insurance funds are paid by enterprises and employees on a monthly basis according to a certain proportion of their wages. After the employee retires, the state pays the pension monthly according to certain standards until the employee dies. Medical insurance is social insurance in which the society or enterprises provide necessary medical services or material help when employees are sick, injured or give birth.

I. Coverage and payment methods of endowment insurance:

1, employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium;

2. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium;

3. Endowment insurance for civil servants and staff managed according to the Civil Service Law shall be formulated separately by the State Council.

Two, the pension insurance need to pay the number of years:

1. Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have paid for fifteen years;

2, to participate in the basic old-age insurance, individuals reach the statutory retirement age to pay less than fifteen years, you can pay for fifteen years, and receive a monthly basic pension; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

The basic medical insurance premium is jointly paid by the unit and individual employees. Pay according to the insurance payment base. For example, the contribution rate in Beijing is 10% and 2% for individuals. Since the month following the employee's approval of statutory retirement, the individual will no longer pay the basic medical insurance premium. Please refer to local policies for details.

3. What is flexible employment?

Flexible employment, a professional concept, also called flexible employment, is characterized by instability. As a form of employment, it first appeared in China media. Flexible employment and flexible employment are two terms to describe the flexibility of the labor market from the perspective of workers and employers.

To sum up, except for medical insurance and pension in some areas, most areas can purchase medical insurance separately, and pension insurance can be freely chosen.

Legal basis:

Article 25 of People's Republic of China (PRC) Social Insurance Law

The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.