Significance of social insurance

Question 1: What is the function and significance of social insurance? First, social insurance can play the role of social stabilizer. The old, weak, sick, disabled, pregnant and disabled members of social institutions are inevitable objective phenomena in any era and any social system. Social insurance is to give appropriate compensation to members of society when they encounter this situation, to ensure their basic living standards and to prevent the emergence of unstable factors.

Second, social insurance is conducive to ensuring the smooth reproduction of social labor. Laborers will inevitably encounter all kinds of accidents in the process of labor, resulting in the pause of labor reproduction. Social insurance is to give necessary economic compensation and living security to workers when they encounter the above-mentioned risk accidents, so that the labor force can be restored.

Third, social insurance is conducive to achieving social equity. Due to the difference of people's education level and labor ability, the income gap will be caused. Social insurance can collect insurance funds through compulsory collection of insurance premiums, subsidize low-income workers or those who have lost their sources of income, improve their living standards, and achieve fair distribution of society to a certain extent.

Fourth, social insurance is conducive to promoting social progress. Insurance has the characteristics of mutual assistance, and social insurance can better reflect the spirit of mutual assistance and cooperation.

Because the income gap between individual workers is large, and social security needs to take into account the actual bearing capacity of many groups, it is impossible to expand the gap between them. On the premise of social security, some people with relatively high income levels can choose appropriate commercial insurance to supplement their own protection according to their own economic ability, so as to make their health, pension and accident protection more adequate.

Question 2: What is the significance of the implementation of the Social Insurance Law? The Social Insurance Law of People's Republic of China (PRC) is an important law that plays a supporting role in the socialist legal system with Chinese characteristics, and it is a law that focuses on safeguarding and improving people's livelihood. Its promulgation and implementation is another milestone in the legal construction of human resources and social security in China, which is of great significance for establishing a social security system covering urban and rural residents, better safeguarding the legitimate rights and interests of citizens to participate in social insurance and enjoy social insurance benefits, enabling citizens to share the fruits of development and promoting the construction of a harmonious socialist society.

As a special law to adjust the social insurance relationship, the promulgation and implementation of the social insurance law has the following important significance:

1. This is an important measure to thoroughly implement Scientific Outlook on Development and build a harmonious socialist society. The Social Insurance Law transforms the major decisions and strategic arrangements of the CPC Central Committee to establish and improve the social security system into a basic and stable national legal system, which will certainly play an important role in safeguarding and promoting the building of a harmonious socialist society and the long-term stability of the country.

2. Bring the development of social insurance system in China into legal system. The Social Insurance Law regulates the social insurance relationship, strengthens the responsibility of * * *, and determines the legal responsibilities of all parties involved in social insurance, making the social insurance system more stable and standardized. In particular, to implement the social insurance law, a series of laws and regulations should be formulated to promote the legalization of social insurance to enter a new stage of all-round development.

3. It provides a further legal guarantee for promoting the scientific development of human resources and social security. The Social Insurance Law has established a broad-coverage, basic, multi-level and sustainable social insurance system, which legally breaks down the institutional obstacles that hinder the free flow of all kinds of talents between regions and between urban and rural areas, and is conducive to the formation and development of a unified and standardized human resources market; The Social Insurance Law further standardizes and clarifies the social insurance rights and obligations between workers and employers, which is conducive to promoting the stability and harmony of labor relations. The promulgation of the Social Insurance Law, together with the previously promulgated Labor Law, Civil Servant Law, Labor Contract Law, Employment Promotion Law and Labor Dispute Mediation and Arbitration Law, constitutes a complete top-level structure of China's human resources social security legal system, which is of great significance to promoting the scientific development of human resources social security on the track of rule of law.

Question 3: Please briefly describe the significance of social security. Social security highlights people-oriented and humanitarianism, which is an important achievement and driving force for the progress of human civilization.

Social security maintains and creates a level playing field and promotes the normal development of economy and society.

Social security can resolve various social contradictions, continuously improve national welfare and promote the harmonious development of the whole society.

Social security can support the implementation of other related policies.

Social security can create employment opportunities and improve the social industrial structure.

Question 4: On the importance of social security: 5 points. Social insurance contributions are paid monthly. If you pay in the current month, even if 10 leaves your job and even if you go to work on the 30th of next month, the new company pays the current month's fee for you, which is not termination insurance.

Question 5: What are the benefits of social security? 1. Social insurance includes: endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Among them, endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals; Industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay fees.

The approximate payment ratio is as follows:

Pension insurance payment ratio: unit 20%, individual 8%;

Proportion of medical insurance payment: unit 10%, individual 2%;

Unemployment insurance payment ratio: 2% for the unit and 0/%for the individual.

2. Literally, you should be able to fully understand the treatment you enjoy. Those who meet the requirements can enjoy the corresponding pension, medical expenses reimbursement, unemployment benefits and other benefits.

Question 6: * * Significance of implementing social security Social security is an important foundation for building a harmonious society. Without social security, it is impossible to build a harmonious society. Social security system is of fundamental significance for building a harmonious society. First, social security can effectively prevent and deal with social risks. Due to the imperfect distribution structure of social resources, the risks of market economy, the differences of family "genes" and individual abilities, social members will inevitably encounter various risks in their survival and development. Therefore, it is necessary for society to ensure that every member of society has a reasonable basic living standard through social assistance, social endowment insurance, medical insurance, maternity insurance, work injury insurance, unemployment insurance, social welfare and social preferential treatment, so as to effectively cope with social risks. Second, social security can effectively enhance social unity and cooperation. As individuals, people can't survive and develop. Only in social cooperation can people survive and develop. Every member of society should bear certain responsibilities to society. Similarly, society has an unshirkable responsibility and obligation to every member of society, especially those who are in a difficult state, and gives them necessary help so that they can share the benefits brought by social development. If this is done, it will help to narrow the gap between social members and social groups, eliminate social centrifugal factors to the maximum extent, enhance people's general recognition of society, and form an atmosphere of mutual trust between social groups and members, thus improving the degree of social cooperation and interdependence and promoting social integration. Third, social security can effectively stimulate social vitality. For a society, how to develop the potential of its members will directly affect the motive force of its sustainable development and the overall quality of its development. Marx and Engels believe that the most important goal of social development is to make every member of society develop freely and comprehensively. Members of society can acquire the most basic development ability through necessary compulsory education and vocational training; Through social security, all kinds of worries of social members can be eliminated. In this way, these social members can have normal development ability, at least improve their development ability and make their development potential widely exploited. Fourth, social security can effectively guarantee the basic level of future survival and development of social members. Social security has not only immediate significance, but also long-term significance. In a sense, social security is a kind of system preparation and arrangement in advance. It can not only effectively solve the current difficulties of vulnerable members of society, but also effectively enhance the ability of social members to solve future difficulties. Therefore, social security is of great significance for maintaining and promoting long-term social harmony. Put social security and employment in an important position in the supply of public services. At present, one of the main contradictions in China's economic and social development is the contradiction between the overall rapid growth of public demand and the serious shortage of public goods supply. During the "Eleventh Five-Year Plan" period, employment continues to be in a state of high pressure, social security is not perfect, urban and rural development and regional development are unbalanced, income distribution gap is widening, social infrastructure is weak, education popularization and labor force education level are low, public health system is not perfect, especially rural grassroots medical and health foundation is weak, spiritual and cultural life is not rich enough, and cultural and sports facilities are very scarce. In addition, the distribution of public service products in China is seriously unbalanced. In other words, when the total amount of public services is insufficient, the distribution of public services is also unbalanced. The existence of these problems is not conducive to the basic needs of different groups to enjoy public services such as education, health and culture, to the balance of interests of different groups, and to the realization of social fairness and justice. Promoting employment and improving social security are public services that * * * should provide and are important responsibilities of * * *. During the "Eleventh Five-Year Plan" period, the prominent contradiction reflected by employment is that the demand for full employment of workers does not adapt to the job supply, and the quality of workers does not adapt to the adjustment of economic structure. The contradiction between the total supply and demand of labor force and the structural contradiction of employment coexist, the pressure of urban employment increases and the transfer of rural surplus labor force to non-agricultural fields accelerates, and the employment of new labor force and the re-employment of unemployed people are intertwined. Taking public health as an example, because the rural health service capacity and service level are relatively low, the medical security system is not perfect, and the burden of medical expenses exceeds the economic affordability of ordinary rural residents, which affects the utilization of health services by rural residents. Some rural residents are trapped in "diseases" and "due to ... >; & gt

Question 7: Significance of endowment insurance in government institutions (1) The reform of endowment insurance system in public institutions is an important part of establishing and perfecting social security system. The reform of social security system and economic system in China are basically synchronized. It was first put forward as a supporting measure for the reform of state-owned enterprises, and also started from the reform of the basic old-age insurance system and unemployment insurance system for employees of state-owned enterprises. After more than 20 years of reform, the reform of social security system has expanded from state-owned enterprises to all enterprises, from the basic old-age insurance and unemployment insurance system of enterprises to the basic medical insurance, industrial injury and maternity insurance, minimum living security for urban and rural residents, social assistance and other social security systems with complete contents and systems. However, the reform of social insurance system in administrative institutions has been lagging behind, and its pension and medical care still follow the traditional financial supply system, which leads to the inequality of social insurance payment and treatment between enterprises and administrative institutions, and the lack of unity and standardization of social security system. This objectively requires speeding up the reform of social insurance system in administrative institutions and creating conditions for the formation of a unified and standardized social security system. (II) The reform of the endowment insurance system in public institutions is an objective requirement to improve the market environment of fair competition, and the establishment of a fair market competition environment is the basic requirement of the market economic system, while the purpose of establishing a social security system is to avoid the risks brought about by unfair income distribution due to risks such as old age, illness, disability, death and natural disasters, and it is an objective requirement for social adjustment of unfair income distribution and the establishment of a fair market environment. A fair market competition environment includes a fair competition starting point, a fair process and a fair law. It is the responsibility of * * * to protect the legitimate interests of each market competitor and establish a fair market environment. At the same time, the unfair income distribution caused by market competition needs to be adjusted through taxation and social security to maintain the relative fairness of income distribution. From a practical point of view, China has only established the old-age insurance system for enterprises, but the reform of the old-age insurance system for administrative institutions lags behind, which leads to the widening income distribution gap between enterprises and administrative institutions and the difficulty in the normal flow of personnel, which is objectively not conducive to building a fair competitive market environment. Therefore, accelerating the reform of the endowment insurance system in public institutions plays a very important role in promoting the formation of a fair market competition environment and the rational flow of talents. (3) The reform of endowment insurance system in public institutions is conducive to further deepening the reform of public institutions. China's public institutions are widely distributed, with a large number of units and more than 30 million employees, which play an important role in China's social and economic development. However, after years of operation, there are many disadvantages in public institutions, such as unclear definition of functions, too many dependents and heavy financial burden, which need to be further deepened. In particular, various institutions have different channels to obtain funds, and the income and pension benefits of employees are quite different, which leads to contradictions such as comparing with each other among enterprises and institutions. According to the spirit of the reform of public institutions in the State Council, the reform of public institutions will be divided into three categories: administrative function type, public service type and public service type. The public service type institutions will be retained, and the others will be changed to public institutions and enterprises. This can not only greatly reduce the scale of public institutions and the number of employees, reduce the financial burden at all levels, but also improve the efficiency of public service institutions and create conditions for institutional innovation of public service institutions. What are the difficulties in the reform of public institutions in China at present? The difficulty lies in how to break the inertia that institutions have long relied on financial supply. One of the important aspects is that the reform of endowment insurance in public institutions is lagging behind, and pension benefits are still guaranteed by financial funds. The next step is to establish a unified and standardized social endowment insurance system among institutions, promote the rational flow of talents and the general balance of income distribution and pension benefits among institutions, which is not only conducive to establishing a unified and standardized endowment insurance system in the whole society, but also creates vital conditions for deepening the reform of the whole institution.

Question 8: What is the purpose and function of social insurance? If you pay social security in the enterprise, then you pay five insurances: pension, medical care, unemployment, work injury and maternity insurance.

Pension: cumulative payment 15 years. When you retire, you can enjoy a pension.

Medical treatment: continuous payment meets the local medical insurance reimbursement standard, and hospitalization can be reimbursed. When you retire, you can enjoy lifelong medical insurance after retirement by paying a certain number of years of medical insurance. According to the captain, the minimum standard in Qingdao is 25 years for men and 20 years for women.

Unemployment: continuous payment 1 year. If you leave your job due to company reasons or your contract expires, you can enjoy unemployment relief.

Work-related injuries: In case of work-related injuries during working hours, you can enjoy the corresponding work-related injury reimbursement treatment.

Maternity: the continuous payment time meets the local time requirements, and family planning can enjoy maternity reimbursement and maternity leave allowance.

Question 9: Significance and importance of labor and social security. Social security highlights people-oriented and humanitarianism, which is an important achievement and driving force for the progress of human civilization.

Social security maintains and creates a level playing field and promotes the normal development of economy and society.

Social security can resolve various social contradictions, continuously improve national welfare and promote the harmonious development of the whole society.

Social security can support the implementation of other related policies.

Social security can create employment opportunities and improve the social industrial structure.