What should I do if the urban and rural personal social security is not in the payment time?

The time for missing payment of personal medical insurance is divided into the following situations:

1. If it is employee medical insurance and flexible employment, miss the current payment time and wait until the next payment cycle is opened, you can pay it back. If the payment is suspended for more than 3 months, it cannot be paid back, and it can only be recorded according to the next payment time;

2. If it is residents' medical insurance and missed the current payment time, it can only be paid according to the next payment time. However, some areas will extend the payment time appropriately, so you need to confirm with the local social security hall whether you can extend the payment.

The insured person shall enjoy the corresponding medical insurance benefits in the next medical insurance year after paying the fee. After the payment period is over, all urban and rural residents, except eligible newborns, should pay the insurance premium within the specified time, and cannot pay it back after the expiration. Residents' medical insurance is implemented in advance, and residents' medical insurance needs to pay an annual fee. If they don't pay, they won't enjoy the treatment.

Payment process after medical insurance is broken:

1. If the insured fails to pay the medical insurance premium in full and on time as required, they will stop enjoying the medical insurance benefits from the month when they have never paid it in full and on time. If the payment is continued after the interruption, it must be based on the average salary of local employees in the previous year to make up all the arrears during the interruption;

2. The overdue time is included in the continuous payment time, but you can't enjoy the payment treatment of the overall fund during the overdue period;

3, the insured to suspend the enjoyment of medical insurance benefits within 60 days (including 60 days), continue to pay medical insurance premiums, from the next month to enjoy the benefits of the overall fund to pay;

4. Medical insurance benefits are suspended for more than 60 days to 180 days, including 180 days. If medical insurance is paid back, it will be counted from the month of payment, and after 3 months, it will enjoy the benefits paid by the overall fund;

5. If the medical insurance benefits are suspended for more than 180 days and the medical insurance premiums are paid, the benefits paid by the overall fund can only be enjoyed after 6 months from the payment month;

6. If the payment is not made after the interruption, it shall be deemed as re-participation in medical insurance, and the payment time before the interruption shall not be included in the continuous payment time.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 25 of People's Republic of China (PRC) Social Insurance Law

The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.