How much do you get at age 60 from the pension insurance you pay in the countryside?

The monthly pension you get after age 60 should be around 800 yuan.

Paying for 15 years and contributing 3,000 yuan a year, the individual account will total 45,000 yuan. With an annual contribution of 3,000 yuan, the government will give participants a subsidy of about 160 yuan a year for 15 years of contributions, for a total subsidy of 2,400 yuan.

Monthly basic pension = (45000+2400)÷139+95+15*2=466 yuan (basic pension varies by province). In addition, there is a portion of the interest on the social security fund, as well as annual pension increases.

Extended information:

The receipt of pensions is provided for an indefinite period of time, and as long as the recipient survives, he or she can enjoy the treatment of receiving a pension on a monthly basis, and even if the pension in the personal account has been used up, it will still continue to be accrued in accordance with the original standards. The old pension will continue to be paid according to the original standard even if the personal account pension has been used up.

And the personal pension will also increase year by year according to the increase in the average monthly salary of the employed workers in the society. Therefore, the longer you live, the more you can receive, which is definitely more cost-effective than paying fees.

Rural pension insurance to pay 1,000 yuan a year, pay enough 15 years to 60 years old can receive 238 yuan a month

Algorithm is based on personal contribution grade 1,000 yuan a year to calculate, according to the annual payment of 15 years is 15,000 yuan, plus government subsidies of 30 yuan for 15 years is 450 yuan, plus interest of about 5,520 yuan (the interest rate is based on the current bank rate of one-year bank) To calculate the interest rate, this year's interest rate is 3%), three things add up to all the personal account storage, and then divided by 139, equal to 180 yuan, this 180 yuan is the monthly personal account pension, plus the basic pension of 55 yuan per month, is the participants ultimately receive the pension of 238 yuan.

The standard varies from place to place, but with a minimum of 55 yuan a month, there is little regional difference.

The New Rural Social Pension Insurance (NRSPI) is a social pension insurance system organized and implemented by the government with the aim of guaranteeing the basic livelihood of rural residents in their old age, and is an important part of the national social insurance system.

Pension entitlement: The pension entitlement consists of a basic pension and a personal account pension, paid for life.

The basic pension standard set by the central government is 55 yuan per person per month. Local governments can raise the basic pension standard according to the actual situation, and for rural residents who have paid contributions for a long period of time, they can appropriately increase the basic pension, and the funds for the increase and the increased portion will be spent by the local government.

The monthly standard for the individual account pension is the full amount of the individual account storage divided by 139 (the same coefficient as the current urban workers' basic pension insurance individual account pension calculation). When a participant dies, the balance of funds in the individual account, except for government subsidies, can be inherited in accordance with the law; the balance of government subsidies is used to continue paying pensions to other participants.

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