Reform of personnel system in public institutions: The social insurance system for the aged will be implemented in July 1 day.

"Institutions and their staff members participate in social insurance according to law, and staff members enjoy social insurance benefits according to law." 1 The Regulations on Personnel Management of Public Institutions (hereinafter referred to as the Regulations), which will be officially implemented in July, has clarified the direction of social security in public institutions, but it has not shaken the dual-track pension system for civil servants, which is even more criticized. This is a pity.

However, compared with the "study and formulate the reform plan of endowment insurance for institutions and institutions as soon as possible" mentioned many times in the government work report in the past decade, there is no substantial progress. The promulgation and implementation of the "Regulations" has substantially promoted the reform of the dual-track pension system. According to Pi Dehai, Party Secretary of Ministry of Human Resources and Social Security (hereinafter referred to as Ministry of Human Resources and Social Security) Social Insurance Management Center, the dual-track pension reform plan will be introduced this year.

Different from people's common belief that "the staff of public institutions don't pay social insurance", public institutions actually pay social insurance, but because public institutions are divided into full funding and balance allocation, and staff are divided into internal staff and supernumerary staff, the proportion of paying social insurance premiums and the treatment they enjoy are different. Because some people do not pay social insurance, they are misunderstood by the public as all institutions do not participate in social insurance.

In fact, according to official data, there are 2 1.53 million employees in government agencies and institutions among those who participate in the endowment insurance for urban employees. At present, the total number of career personnel is 3 1.53 million.

Enlarge the difference between internal shear and external shear

Xiaomei (pseudonym) has been working in a subordinate unit of a county cultural bureau since 20 1 1. After joining the company, she found that compared with another colleague in the same position, she not only earned a little less, but also got some benefits, but she didn't. "Later, when I asked, I learned that that colleague was compiled and I was supernumerary."

Xiaomei was hired through the recruitment examination of the County Cultural Bureau. There were more than 30 people who passed the exam and entered the institution that year. As soon as she inquired, the treatment of these 30 people was very different from that of the other 70 colleagues in the establishment.

"In the past, we still had welfare bonuses, about 5,000 a year. Later, the welfare bonus was cancelled, and the monthly salary of employees in the establishment increased by 400 yuan, while the salary of employees outside our establishment did not increase at all. Now the official car has been changed to cancel the car compensation, and their wages have risen again. As a result, we still don't have any money at all, and our income is only about half of the staff in the establishment. " Xiaomei feels a little unfair. "Everyone says equal pay for equal work, but in fact it is not the case."

According to the salary table provided by Xiaomei, her monthly salary is only 1287 yuan, and her monthly mortgage payment is more than 2,000 yuan. "Fortunately, my husband's salary is higher, otherwise my income can't even afford the mortgage." Xiaomei said.

We looked up the minimum wage standard in Xiaomei's county, and found that since March 20 1 year, the county has been divided into three grades according to the minimum monthly wage standard uniformly deployed and implemented in the whole province, namely 1380 yuan, 1220 yuan and 1080 yuan. "We basically belong to the lowest income group." Xiaomei lamented.

System saves identity differences.

The staff of public institutions are divided into internal and external staff, which is not only an individual phenomenon in Xiaomei's county, but a common phenomenon.

The Regulations of Hefei Municipality on Basic Endowment Insurance for Employees of Institutions and Institutions clearly divides the objects of endowment insurance for insured institutions and institutions into "on-the-job employees of institutions and institutions" and "employees who have been approved by the municipal and district personnel departments to implement the full employment system and the wage system of institutions; The employment of public institutions is audited by the municipal and district personnel departments and approved by the corresponding personnel departments, and the employees of public institutions that implement the same salary system as the staff in the establishment are employed. "

We have noticed that the payment of the basic old-age insurance in institutions in Hefei is divided into two parts: unit payment and individual payment, which are similar to the old-age insurance system for enterprise employees, but in terms of the payment rates of units and individuals, it is divided into four situations: institutions and contract workers in institutions fully allocate funds, with 33% for units and 3% for individuals; Balance allocation and self-supporting and enterprise management institutions, the unit is 3 1%, and the individual is 3%; Labor talent intermediary institutions managed by labor security and personnel departments (including education talent market) are eligible to participate in endowment insurance institutions and personnel agencies, and the contribution rate is 34% (including 3 1% of unit contributions and 3% of individual contributions, of which 3% is credited to personal accounts); If the insured unit implements the overall personnel agency, the insurance premium rate of the implementing unit, that is, the full allocation of institutions and government contract workers, the unit rate is 33%, the difference and self-supporting institutions, the unit rate is 3 1%, and the personal rate is 3%.

Statistics show that there are 1 1 10000 public institutions in China, with a career establishment of 3 1.53 million, but there are no specific data on supernumerary personnel. Ministry of Human Resources and Social Security spokesperson Jong Li 10 said at the press conference of the fourth quarter of 20 13 on October 24th that the implementation rate of the appointment system of public institutions in China has reached 95%.

20 13 10.25 Yin, then spokesperson, revealed that in recent years, local government agencies and institutions have actively explored the reform of the old-age insurance system, among which 21530,000 employees of government agencies and institutions participated in the old-age insurance, which means that some localities have taken government agencies and institutions into consideration in the process of improving the old-age insurance system.

It is not as good as an enterprise to pay only three insurances.

"Although we are a public institution, we also pay social insurance." On May 23, Xiaomei revealed to us, "The unit has given us three insurances, including endowment insurance, medical insurance and work injury insurance, and so have the staff in the establishment."

According to Xiaomei, the pension insurance payment ratio is 08% of the unit's 65438+ salary income and 8% of the individual's. In terms of medical insurance, the unit pays 7% and the individual pays 2%. You don't have to pay work-related injury insurance yourself.

We have learned that at present, the contribution ratio of enterprise employees' pension insurance is 20% for the company, 8% for the individual, 2% for the medical insurance company10, and individuals do not need to pay work-related injury insurance. Only from these three points of view, Xiaomei's institution has adopted a payment ratio similar to that of the enterprise.

However, Xiaomei said that the unit did not pay maternity insurance and unemployment insurance for her, and "maternity insurance is what I need most, because I intend to have children. Without maternity insurance, it means that you have to bear it all yourself. For me, the salary is only 1287 yuan, which is unbearable. "

In Xiaomei's view, an employee who works in a public institution like her, but has no establishment in a public institution, is like a marginalized person, who can neither enjoy the protection of "five insurances and one gold (referring to the housing provident fund)" like an enterprise employee, nor will there be various treatments such as staff salary increase. "The unit does not pay the provident fund. In addition to borrowing from relatives and friends, you can only apply for commercial loans. People like us should be said to be the most disadvantaged. " Xiaomei said.

Xiaomei said that the regulations on institutions participating in social insurance according to law will be implemented on July 1 day, and we still need to wait and see, because there are no specific implementation rules, and no one can say for sure how to deal with them.

Yang Yansui, director of Tsinghua University Social Security Research Center, holds the same view: "This is a big framework, and detailed rules need to be issued. The biggest problem is, after the merger of public institutions, what should be done with the accounts owed in previous years? Where does the money come from? "

Professor Chu Fuling, director of the Social Security Research Center of the School of Insurance of the Central University of Finance and Economics, also believes that the introduction of the New Deal will not enable the staff of public institutions to participate in social insurance simultaneously in July this year. He introduced that one of the main factors is that the "Regulations" do not specify the specific methods for institutions and their staff to participate in social insurance, and the detailed steps for various institutions to let their staff participate in insurance. Chu Fuling believes that although the New Deal has made the direction of the dual-track pension system clearer, it is of perfect and standardized significance to the development of the merger, but the merger still needs a series of supporting implementation documents. However, the New Deal will still have positive significance for speeding up the integration of the dual-track pension system.

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