What are the advantages of BOC Shenzhen Financial Social Security Card products?

Advantages of Shenzhen Financial Social Security Card Products:

Second generation financial social security card:

1. Appointment deposit: After the cardholder signs the contract through the counter of BOC outlets, the bank will automatically convert the current deposit in the customer's card into a time deposit according to the conditions agreed with the customer, thus flexibly realizing the appointment deposit, and the customer can obtain higher interest income.

2. Smart deposit: After the cardholder signs the smart deposit contract through the counter of BOC outlets, when the balance of RMB deposit in the personal demand account in the card reaches the specified standard (50,000 yuan), the customer will be given the RMB call deposit interest rate of 1 day or 7 days accordingly, which not only brings convenience to demand deposit, but also obtains higher income.

3. Exclusive customized wealth management products and services: China Bank will develop exclusive wealth management products for financial and social security card customers from time to time, and cardholders can enjoy wealth management products with a yield higher than the standard for the same period.

Third generation financial social security card:

Compared with the second-generation financial social security card, the third-generation card is more secure and can better protect the information security of the insured. Card-mounted financial function has a wider application range, which further enriches the card-mounted service function and improves the card experience of the insured.

1, which is relatively safe. The third generation card adopts the national secret SM4 algorithm to further improve the security level of social security card application. An asymmetric authentication (PKI) system based on SM2 cryptographic algorithm is added to provide identity authentication services for cardholders when using their cards online and offline.

2. stronger. The third generation card chip has a larger capacity, which expands the biometric storage space in the card, makes it possible to combine social security cards with biometrics, and further meets the application requirements of financial functions.

3, more convenient. The third-generation card has changed the form that the second-generation social security card can only be used by inserting a card, and added the card-using function of non-contact card reading, making the application more convenient. At the same time, it has increased the small fast payment function of social security card in public transportation, medical care and other fields, and the application scenarios are more abundant.

4, more durable. The non-contact card reading function reduces the physical loss of inserting and taking cards, which will effectively reduce the card replacement rate of bad cards.

5, more standardized. In order to realize "multi-purpose for one card, universal for the whole country", the design requirements of the card surface and internal structure of the third generation card are more standardized and unified, and the card surface is unified throughout the province.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.