Will the annual payment of employee medical insurance be cleared?

The annual payment of employee medical insurance is not clear.

The balance can be accumulated and used to pay the medical expenses that meet the requirements. However, if the medical insurance fee is interrupted, the medical insurance card function will be deactivated, but the balance of the medical insurance card account will not be cleared. Need to continue to enjoy medical insurance benefits, must continue to pay medical insurance fees in accordance with the provisions.

The method of inquiring whether you are an employee's medical insurance;

1, social security center query

If you don't know your social security account number, you can bring your ID card to the business hall of social insurance agencies in various districts to inquire;

2. Online inspection

Log in to the city's labor security network or social insurance business website, click the "personal social security information inquiry" window, enter my ID card and password, and inquire about my insurance information;

3. Telephone consultation

Call the labor and social security comprehensive service telephone number "12333" for policy consultation and information inquiry;

4. Touch screen query

If there is a social insurance touch screen inquiry system in the business hall of social insurance agencies in each district, swipe your card or enter the card number or ID number according to the screen prompts for inquiry.

Cash return ratio of medical insurance:

1, employees under the age of 35 will be credited to their personal accounts at 0.8% of their monthly salary base;

2. Employees over the age of 35 and under the age of 45 will be transferred to personal accounts according to 1% of their monthly salary base;

3. Employees over the age of 45 are included in personal accounts at 2% of their monthly salary base;

4, retirees under the age of 70 according to 4.3% of the average monthly salary of workers in this city last year included in the personal account;

5, retirees over the age of 70 according to 4.8% of the city's average monthly salary last year included in the personal account.

To sum up, the individual account funds of employee medical insurance are paid by individual employees, and the payment ratio is 2%. In other words, it is the insured employee's own money and will not be cleared because of the New Year. The funds in the employee's personal medical insurance account are mainly used to buy medicines at ordinary times, while the expenses for reimbursement when seeing a doctor mainly come from the employee's medical insurance co-ordination account.

Legal basis:

Article 32 of People's Republic of China (PRC) Social Insurance Law

If an individual is employed across the overall planning area, his basic medical insurance relationship will be transferred accordingly, and the payment period will be calculated cumulatively.