The difference between enterprise social security and individual social security payment

The difference between enterprise social security and individual social security is: 1, and the payment ratio is different. Enterprise social security means that the enterprise and the insured jointly pay the social security premium, and the premium paid by the unit is higher, but the individual social security requires the insured to pay all the premiums themselves; 2. The insurance coverage is different. Enterprises pay social security including endowment insurance, medical insurance, unemployment insurance, maternity insurance and industrial injury insurance, while individuals can only pay basic medical insurance and endowment insurance. 3. Mandatory is different. It is a legal obligation for enterprises to pay social security, and individuals are voluntary. 4. There are different requirements for the insured's household registration. Enterprises do not need the insured to provide local household registration certificate to pay social security, while individuals need the insured to have local household registration or temporary residence permit to pay social security.

Legal objectivity:

Article 60 of the Social Insurance Law, the employing unit shall declare itself and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies. Article 64 Social insurance funds include basic old-age insurance funds, basic medical insurance funds, industrial injury insurance funds, unemployment insurance funds and maternity insurance funds. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.