How to re-enter the old-age insurance after it is stopped?

The reinsurance measures after retirement of endowment insurance are as follows:

1. You need to go to the local social security bureau or the rural social insurance agency to consult the staff about the specific procedures for resuming insurance.

2. You need to provide corresponding identification, such as ID card, household registration book and other documents.

You need to fill out an application form for insurance compensation. Please provide accurate personal information when filling out the form.

4. After submitting the application, the staff will review the application, and after passing the examination, they will be eligible for insurance again.

The consequences of stopping paying endowment insurance are as follows:

1, affecting retirement benefits. This is the most direct impact. Originally, I paid 24 years, broke off diplomatic relations for 3 years, and the accumulated retirement period was 2 1 year, and the pension was at least two or three hundred yuan less.

2. retirement may be delayed. After the old-age insurance is cut off, the previous payment period can still be accumulated, but it is not allowed to pay back in the year when the file is cut off. It was originally 12, and we broke off diplomatic relations for three years. If you haven't paid it for three years at retirement age, you should continue to pay it. I used to retire at 60, but now I have to wait until I retire at 63.

3. The payment amount is increased. The average on-the-job salary is increasing every year, and the payment base is also increasing every year. The payment base for three years may be 3600,3800,4200. Now, we need to continue to pay the fees. In the next three years, the payment base will be 4200, 4400 and 4600 respectively, which will require a lot of money.

4. Affect the growth of basic pension. The annual growth of retirement basic pension includes quota adjustment, linked adjustment and senior age tilt, in which linked adjustment is linked to basic pension and payment period. If you pay less than three years, the basic pension will increase by less than a few dollars a month and dozens of dollars a year.

5, affecting the death pension. At present, the death pension of enterprise personnel is directly related to the individual payment period. If the payment is less than 5 years, it will be paid according to the disposable income of urban households for 3 months; Pay for 5 to 10 years and pay for 6 months; The payment period is 10 to 15, and the total payment period is 9 months. If the payment exceeds 15, the payment will exceed one year and one month. The disposable income of urban residents is at least three or four thousand yuan a month, and the annual pension is three or four thousand yuan less.

6. Affect social security subsidies for flexible employees. For 4050 employees, severely disabled people, low-income households, single-parent family members raising minor children and other personnel, if the pension payment is interrupted, they cannot apply for social security subsidies for flexible employees. Social security subsidies are paid first and then subsidized. Social security subsidies are 400-500 a month and 100-20 thousand a year.

To sum up, suspending the payment of endowment insurance will affect the acquired endowment insurance rights and interests. The social security agency will accurately record the amount stored in your personal account and calculate the interest continuously, and the old-age insurance paid will not be paid in vain. However, the longer the interruption time, the shorter the corresponding cumulative payment time, the less the accumulated savings in personal accounts, and the less the final pension. If the social security payment is interrupted for a long time and the payment period is not enough by the statutory retirement age, then your pension will be delayed accordingly.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.