How much is endowment insurance 15?

The calculation formula of pension can be simplified as: monthly basic pension = monthly basic pension+monthly personal account pension; Personal account pension = number of months deposited in personal account (50 years old 195, 55 years old 170, 60 years old139); Basic pension = (average monthly salary of employees in the whole province in last year+average monthly payment salary indexed by myself) ÷2× payment period × 1% = average monthly salary of employees in the whole province in last year (1+ average payment index by myself) ÷2× payment period × 1%. As can be seen from the above formula, under the same payment period, the level of basic pension depends on the average payment index of an individual, that is, the historical average of the ratio of his actual payment base to the average social wage. The lower limit is 60% and the upper limit is 300%. Therefore, in the two kinds of calculation of pension, no matter what the situation, the higher the payment base and the longer the payment period, the higher the pension. For example, according to the documents of Gansu Provincial Department of Human Resources and Social Security and Gansu Provincial Bureau of Statistics, in 201kloc-0/year, the average annual monetary wage of employees in urban non-private units in the whole province was 32,906 yuan, and the average monthly wage was 2,742.17 yuan. According to the above formula, it is assumed that when male workers in Gansu retire at the age of 60 five years later, the average monthly salary of workers in the whole province last year is 4,000 yuan. When the cumulative payment period is 15 years, the average individual payment base is 60%, and the basic pension = (4,000 yuan+4,000 yuan× 0.6) ÷ 2×15×1%= the average individual payment base in 480 yuan is 100%. Basic pension = (4,000 yuan+4,000 yuan×1.0) ÷ Basic pension = (4,000 yuan+4,000 yuan× 0.6) ÷ 2× 40×1%=1280 yuan when the average individual contribution base is/ Basic pension = (4,000 yuan+4,000 yuan× 3.0) ÷ 2× 40×1%= 3,200 yuan personal pension = basic pension+personal account pension = basic pension+personal account deposit ÷ 139.

Legal objectivity:

"Social Insurance Law of People's Republic of China (PRC)" Article 16 Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council. "People's Republic of China (PRC) Social Insurance Law" Article 18 The state establishes a normal adjustment mechanism for basic pensions. According to the average wage increase and price increase of employees, the basic old-age insurance treatment level will be improved in a timely manner. Article 19 of the Social Insurance Law of People's Republic of China (PRC), if an individual is employed across the overall planning area, his basic old-age insurance relationship will be transferred accordingly, and the payment period will be calculated cumulatively. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.