Shenzhen social security calculation formula

20 17 what is the payment ratio of five insurances and one gold in Shenzhen? 20 17 calculation of payment standard for five insurances and one gold in Shenzhen, and payment schedule for five insurances and one gold in Shenzhen 20 17.

Shenzhen will adjust the social security payment base and treatment reimbursement base. The reporter learned from Shenzhen Social Insurance Fund Administration yesterday that the average monthly salary of employees in last year was calculated according to the standard of 6753 yuan/month, which was 699 yuan/month higher than the payment base of 6054 yuan/month in 20 15 years. The payment bases of endowment insurance, medical insurance, maternity insurance and industrial injury insurance in our city have also been adjusted accordingly. But many people ask how to adjust the five insurances and one gold in Shenzhen. The following small series has compiled some information for your reference.

The payment base of endowment insurance is adjusted to 20259 yuan.

According to the statistics published by Guangdong Statistical Information Network, the average annual salary of employees in Guangdong Province in 20 15 years is 66,296 yuan, which translates to the average monthly salary of employees in Cheng Guangdong Province of 5,525 yuan. According to the data released by Shenzhen Municipal Bureau of Statistics, the average annual salary of Shenzhen employees in 20 15 years is 8 1034 yuan, which translates into the average monthly salary of Shenzhen employees of 6753 yuan.

According to the above statistics, the Municipal Social Security Bureau recently issued a notice. From July 1 day to June 30, 2065, the social security payment base and treatment calculation base involving the average monthly salary of employees in this province and this city in the previous year were calculated according to the standards of 5,525 yuan/month and 6,753 yuan/month respectively.

The reporter learned that the average monthly salary of employees on the job was adjusted last year, and the social security payment base and treatment reimbursement base of our city were also adjusted accordingly.

After the adjustment, the "online" payment base of endowment insurance has been improved. According to the regulations, the payment base of endowment insurance is: "The payment base for employees to pay the basic endowment insurance premium every month is their total salary last month. If the total wages exceed 300% of the average monthly salary of employees in this city in the previous year, the excess will not be included in the payment base. " According to the average monthly salary of employees in 20 15 years of 6753 yuan, the "online" payment base of endowment insurance is 20259 yuan. The "off-line" payment base of endowment insurance is the minimum wage standard announced by the municipal government, which has not changed at present and is still 2030 yuan.

The medical insurance down payment base was adjusted to 4052 yuan.

In terms of medical insurance, the basic medical insurance policy of our city implements "one system and three files". Among them, the first file is paid at 8% of the payment salary, and the "online" and "offline" of the first file payment base have been improved. According to the regulations, the "online" of the first payment base is 300% of the average monthly salary of employees in the previous year, and the "offline" is 60% of the average monthly salary of employees in the previous year. According to the average monthly salary of employees in 20 15 years, the first "online" and "offline" payment bases of basic medical insurance are 20259 yuan and 4052 yuan respectively.

The second and third grades of basic medical insurance were paid monthly at 0.8% and 0.55% of the average monthly salary of employees in this city in the previous year, and the payment base was all adjusted to 6753 yuan. The monthly expenses for the second grade are about 54 yuan, of which the personal expenses are about 13.5 yuan. The monthly cost of the third gear is around 37 yuan.

Funeral allowance for work-related death increased to 405 18 yuan.

The base of maternity insurance payment has also been adjusted accordingly. The employing unit shall pay the maternity insurance premium at the rate of 0.5% of the total wages of its employees last month. If the total wage exceeds 300% of the average monthly wage of employees in this Municipality last year, the maximum wage shall be calculated according to 300% of the average monthly wage of employees in this Municipality last year, and the minimum wage shall be the minimum wage standard in this Municipality. In other words, the payment base is "online" 20259 yuan and "offline" 2030 yuan.

In terms of work-related injury insurance, the amount of work-related injury insurance premium paid by the employer is the total wages of employees last month multiplied by the unit payment rate. The maximum payment base is 300% of the average monthly salary of employees in this city last year, that is, the "online" is 20259 yuan. "Offline" is the minimum wage standard announced by the municipal government, 2030 yuan. In terms of compensation for work-related injuries, the funeral subsidy for workers' work-related deaths is the six-month average salary of employees in the overall planning area, which is adjusted to 405 18 yuan; In terms of compensation for work-related injuries, the funeral subsidy is the average monthly salary of employees in the overall planning area for six months, which is adjusted to 405 18 yuan.

The payment base of unemployment insurance has not changed. According to the regulations, the payment standard of unemployment insurance premium is: the employer pays 1% of the city's monthly minimum wage according to the number of employees who should participate in unemployment insurance; Employees pay 0.5% of the monthly minimum wage in this city on a monthly basis.

20 16 adjustment of deposit ratio of Shenzhen provident fund

The executive meeting of the State Council held on April 13 decided to reduce the housing provident fund deposit ratio in stages within two years from May 1 3, and all the deposits higher than 12% will be regulated and adjusted. The reporter interviewed the staff of the Municipal Provident Fund Center yesterday and learned that the adjustment of the upper limit of the provident fund deposit ratio has no effect on most employees in Shenzhen.

According to reports, the current deposit ratio of the provident fund in Shenzhen is: the deposit ratio of the provident fund paid by the unit for employees and individual employees shall not be lower than 5% of the deposit base and shall not be higher than 20% of the deposit base. From May 2065438 to May 2006 1, the upper limit of the deposit ratio was adjusted from 20% to 12%, which had no impact on the vast majority of employees in Shenzhen. Employees whose current deposit ratio is in the range of 13%-20% will be affected, but these employees only account for 4% of the total number of employees in Shenzhen.

The staff explained to the reporter that after the upper limit of the deposit ratio is lowered, the monthly deposit amount of employees whose current deposit ratio is in the range of 13%-20% will be reduced accordingly. In this way, the extractable amount calculated by the monthly deposit will also be reduced. These employees can make corresponding arrangements according to their own needs. For details, please call the customer service telephone number of the municipal provident fund center at 0755- 12329 for consultation.

Payment standard of five insurances and one gold in Shenzhen.

1, 20 15 Shenzhen housing provident fund deposit base and deposit ratio

Calculation formula: the monthly deposit amount of housing provident fund paid by individual employees is the deposit base of employee housing provident fund multiplied by the deposit ratio. The monthly deposit amount of housing provident fund paid by the unit for employees is the deposit base of employee housing provident fund multiplied by the deposit ratio. The monthly deposit amount of housing provident fund paid by the unit for employees and individual employees shall be consistent.

Payment standard:

Since July, 20 15/day, all housing provident fund deposit units (hereinafter referred to as units) have adjusted the adjusted housing provident fund deposit base (hereinafter referred to as deposit base), and the deposit base is the average monthly salary of employees in 20 1 4.

The adjusted deposit base shall not exceed 5 times the average monthly salary of employees in this city in 20 14 provided by the statistics department of this city, that is, it shall not exceed 3027 1 yuan (the average monthly salary of employees in this city in 20 14 is 6054.25 yuan ×5 times). If the total average monthly salary of employees (the average monthly salary of employees with annual salary system) does not exceed the above limit, the actual average monthly salary shall be used as the deposit base; If it exceeds the above limit, the limit shall be used as the deposit base. The adjusted deposit base shall not be less than 1808 yuan. If the deposit base is less than 1 808 yuan before July 20 15, it will be automatically adjusted to 1808 yuan from July 5.

From July 20 15 1 day, the unit can adjust the deposit ratio of housing provident fund (hereinafter referred to as the deposit ratio) according to its actual situation.

Then, what is the contribution ratio of 20 15 Shenzhen provident fund? Is the deposit ratio of deep households and non-deep households the same? According to Bian Xiao of Jintou Insurance Network, a unit can only determine a deposit ratio, and there is no household registration difference in housing provident fund deposit. The deposit ratio of Shenzhen housing provident fund is 5%~20%, and the ratio of companies and individuals must be the same.

2, 20 15 Shenzhen social security base and proportion

Calculation formula: Shenzhen social security payment base * Shenzhen social security proportion = Shenzhen social security payment amount.

Payment standard:

According to the statistical data of this province and city, the average monthly salary of employees in Guangdong province in 20 14 years is 4986 yuan, and that in Shenzhen is 6054 yuan. Accordingly, from July 20 1, 2065438 to June 30, 20 16, the average monthly wages of employees in this province and this city in the previous year were calculated according to the standards of 4986 yuan/month and 6054 yuan/month respectively.

Then, what is the social security ratio of 20 15 Shenzhen? According to Bian Xiao of Jintou Insurance Network, the specific social security payment ratio of Shenzhen 20 15 is as follows:

Old-age insurance: from 1992 to now, the proportion of unit contributions ranges from 8% to 16%, and the proportion of individual contributions ranges from 3% to 8%, with differences between deep households and non-deep households.

Medical insurance: the highest is 6.2% and the lowest is 0.45% for enterprises in this city; Individual 2%, individual 0. 1%.

Work-related injury insurance: The contribution rate in Shenzhen is 0.4- 1.2%, but the compensation standard of work-related injury insurance in Shenzhen is paid according to social wages, which is higher than that in the whole country.

Unemployment insurance: Shenzhen pays according to the minimum wage. Although it is also a "2+ 1" model, the contribution rate is only "1+0.5".

Maternity insurance: the contribution rate is 1%, which is paid by the unit.

1, July 20 16 to June 30, 20 17, the average monthly wages of employees in this province and this city in the previous year were calculated according to the standards of 5,525 yuan/month and 6,753 yuan/month respectively.

[Latest update: 2065438+July 2006 1] The social security payment base has been changed, and it was updated and maintained for the first time in Bian Xiao. Users can rest assured to check it!

① From July 2065438+2006 1 day to June 30, 20 17, the average monthly salary of employees in Shenzhen was changed to 6753 yuan.

From March 20 1 May1day, the minimum wage in Shenzhen will be raised to 2030 yuan.

(3) According to the regulations, the payment base of endowment insurance is: "The payment base of employees' monthly basic endowment insurance premium is their total salary last month. If the total wage exceeds 300% of the average monthly wage of employees in this Municipality in the previous year, the excess part will not be included in the payment base. "According to the average monthly salary of employees in 20 15 years of 6,753 yuan, the' online' payment base of endowment insurance is 20,259 yuan. The "off-line" payment base of endowment insurance is the minimum wage standard announced by the municipal government, which has not changed at present and is still 2030 yuan.

20 16 Shenzhen social security payment base

Shenzhen household registration personnel:

Pension insurance payment base: 2030

Medical insurance (basic first grade) payment base: 6753 * 60%

Unemployment insurance: 2030* 1% (paid by the company) +2030*0.5% (paid by individuals), * * 30.45 yuan.

Industrial injury insurance: the total wages of employees (the total wages of employees refer to the total labor remuneration paid directly by the employer to all employees of the unit).

Payment base of housing provident fund: based on personal salary, the minimum is 2030 yuan and the maximum is 6753.25*5 yuan.

Non-Shenzhen household registration personnel:

Pension insurance payment base: 2030

Medical insurance (basic second grade) payment base: hospitalization: 6753 yuan; Cooperative medical care: none;

Unemployment insurance: 2030* 1% (paid by the company) +2030*0.5% (paid by individuals), * * 30.45 yuan.

Industrial Injury Insurance: 2030

Payment base of housing provident fund: personal salary is the payment base, with a minimum of 2,030 yuan and a maximum of 6,753.25 * 5 yuan.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.