How long does it take to enjoy Wuxi maternity insurance?

According to the regulations of Wuxi maternity insurance, only employees who have paid maternity insurance can enjoy maternity allowance. Moreover, maternity insurance can only be enjoyed after continuous payment of 10 months. 10 months without payment, the maternity allowance will be paid to the company account after continuous payment 10 months.

Maternity insurance is a social insurance system that the state and society provide medical services, maternity allowance and maternity leave when pregnant and childbirth female workers temporarily stop working through legislation. Insurance is paid by the enterprise.

Maternity insurance benefits mainly include two items: one is maternity allowance, and the other is maternity medical care.

coverage

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All employees, including male employees, who have established labor relations with the employing unit shall participate in maternity insurance.

Payment of expenses

Employers pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.

The payment ratio of Beijing maternity insurance is: enterprises pay maternity insurance premium according to 0.80% of the employee payment base;

The proportion of maternity insurance payment in Guangzhou is: enterprises pay maternity insurance premium according to 0.85% of the employee payment base.

Employees who enjoy maternity insurance benefits shall meet the following conditions:

1, the employer has paid social security for the employees for a certain period of time; Policies vary from place to place. For example, Beijing requires continuous payment of social security for 9 months, Guangzhou requires cumulative payment of social security 1 year, and Shanghai requires payment of social security in the month of production.

2, has been insured for the record, and was born locally;

3. Other conditions required by the local human resources and social security bureau.

laws and regulations

Maternity insurance is a social insurance system determined by the state through legislation. When working women temporarily stop working because of childbirth, the state and society give necessary material help and living security to working women who give birth.

Through the establishment of maternity insurance system, the state provides maternity allowance, medical service and maternity leave treatment for pregnant women, ensures the health of pregnant women and creates favorable conditions for the feeding and growth of babies. Therefore, maternity insurance plays a very important role in ensuring the production and reproduction of social labor.

Article 53 of the Social Insurance Law stipulates: "Employees shall participate in maternity insurance, and employers shall pay maternity insurance premiums in accordance with state regulations, while employees shall not pay maternity insurance premiums."

Article 54 of the Social Insurance Law stipulates: "If the employer has paid maternity insurance, its employees shall enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations.

The required funds are paid from the maternity insurance fund. The above provisions show that the scope of maternity insurance in China covers all employers and their employees, and extends to the unemployed spouses of employees of employers.

However, the coverage of maternity insurance in different regions of China is also different, and the specific coverage is subject to the information published by the local human resources and social security bureau.